Okaloosa County property record for 1409 22nd St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,597 sqft · built 2015 |
| Lot Size | 0.195 acres (8,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Feb 2020) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-0975-7 |
| Primary APN | C56-000-593-0975-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,597 sqft Heated Area |
| Gross Area | 2,251 sqft |
| 1st Floor Area | 1,597 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,498 sqft (0.195 acres) |
| Lot Width | 70 ft Width |
| Garage Type | Finished |
| Garage Area | 460 sqft |
| Porch | Open Porch |
| Porch Area | 482 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1409 22ND ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRAIGIE BRAE S/D LOT 14 BLK A |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 08 |
| Legal Subdivision | CRAIGIE BRAE S/D |
| Legal Block | A |
| Legal Lot Number | 14 15 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 21102 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1409 22ND ST, NICEVILLE, FL 32578-3320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 20, 2020 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2020 · Amount on Record |
| Deed Sale | Feb 20, 2020 · Amount on Record |
| Prior Sale | Jan 8, 2016 · Amount on Record |
| Deed Document Number | 3338972 |
| Deed Book / Page | 3445 / 1113 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1409 22ND ST, NICEVILLE, FL 32578-3320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035223493 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 3522/3493 |
| Instrument | 3426765 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 20, 2020 |
| Property Address | 1409 22ND ST, NICEVILLE, FL 32578-3320 |
| Document Number | 0034451113 |
| Book / Page | 003445 / 001113 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 3338972 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1409 22ND ST NICEVILLE FL 325783320, NICEVILLE, FL 32578-3320 |
| Document Number | 34451115 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 003445/001115 |
| Instrument | 3338973 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2050 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $351,043 (+5.99%) | $353,104 (+3.22%) Land $62,138 Building $290,966 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $331,214 | $342,074 Land $52,449 Building $289,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 36 (1994–2020) |
| Claims Outside the SFHA | 15 of 36 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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