1409 12th St SE, Willmar, MN 56201 Property Records

Kandiyohi County property record for 1409 12th St SE, Willmar, MN 56201

Property Summary

Property Type	Single Family Home
Details	1 ba · 744 sqft · built 1981
Lot Size	0.315 acres (13,724 sqft)
Owner	Individual Name on File
Last Sale	$174,500 (Jun 2019)
Tax Bill	$2,988 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`95-672-0380`

Property Details

APN / Parcel Number

Primary APN	`95-672-0380`

Interior

Full Baths	1 Bath
Building Area	744 sqft Total Area
Basement Area	744 sqft
Finished Basement	744 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Level
Lot Area	13,724 sqft (0.315 acres)
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1409 12TH ST SE
City	WILLMAR
State	MN
Zip	56201-5438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT VIEW THIRD ADDITION
Legal Range	035
Legal Township	119
Legal Section	23
Legal Subdivision	PLEASANT VIEW THIRD ADDITION
Legal Block	4
Legal Lot Number	8
Jurisdiction	KANDIYOHI MN
Township / Civil Division	WILLMAR
Census Block Group	1
Census Block	1021
Census Tract	781000

Owner

1409 12th St SE is owned and occupied by an individual who bought it in June 2019.

Source: Kandiyohi County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1409 12TH ST SE, WILLMAR, MN 56201-5438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage HUD
Dec 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jun 27, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Oct 2, 2014 · Amount on File
Deed Document Number	2019659224
Prior Transfer Date	Dec 14, 2012
Prior Transfer Doc	607286
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	1409 12TH ST SE, WILLMAR, MN 56201-5438
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000698052
Date	Nov 9, 2023
Instrument	698052

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	312 Months
Due	Aug 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	1409 12TH ST SE, WILLMAR, MN 56201-5438
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000673365
Date	Dec 28, 2020
Instrument	673365

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Jun 27, 2019
Property Address	1409 12TH ST SE, WILLMAR, MN 56201-5438
Document Number	0000659224
Instrument Date	Jun 21, 2019
Instrument	659224
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	QUALITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.85
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 12TH ST SE, WILLMAR, MN 56201-5438

Mortgage

Document Number	0000659225
Date	Jun 27, 2019
Instrument	659225

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1409 12th St SE was $2,988 with a homeowner's exemption.

Source: Kandiyohi County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kandiyohi County
Municipality	Willmar City
Unified School District	Willmar Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,988.00 Homeowner's exemption	$227,400 (+3.74%) Land $24,000 Building $203,400	$227,400 (+3.74%) Land $24,000 Building $203,400
2025		$219,200 Land $24,000 Building $195,200	$219,200 Land $24,000 Building $195,200
2023	$2,252.00 Homeowner's exemption	$186,500 Land $24,000 Building $162,500	$186,500 Land $24,000 Building $162,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 12th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 12th St SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Willmar serves 21,991 people · EPA ID MN1340016
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2026) action level 15 ppb
Copper	1.66 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Midco, T-Mobile, Verizon.

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