14088 Dry Fork Rd, Festus, MO 63028 Property Records

Jefferson County property record for 14088 Dry Fork Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,596 sqft · built 2003
Lot Size	6.66 acres (290,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$17,900 (Aug 2002)
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-5.0-16.0-0-000-027.07`

Property Details

APN / Parcel Number

Primary APN	`22-5.0-16.0-0-000-027.07`
Alternative APN	`2250160 02707`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	1,996 sqft
1st Floor Area	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Lot Area	290,110 sqft
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	148 sqft
Deck Area	Deck Area
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14088 DRY FORK RD
City	FESTUS
State	MO
Zip	63028-4930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	ROLLING HILLS ESTS LOT 13
Legal Range	6E
Legal Township	39N
Legal Section	16
Legal Subdivision	ROLLING HILLS ESTS
Legal Block	2
Legal Lot Number	13
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2021
Census Tract	701403

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14088 DRY FORK RD, FESTUS, MO 63028-4930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage VANTAGE CU
Jul 28, 2020	Deed of Trust, Mortgage MORTGAGE SOLUTIONS
Aug 7, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2002 · Amount on Record
Deed Sale	Aug 2, 2002 · Amount on Record
Deed Document Number	200241939
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	14088 DRY FORK RD, FESTUS, MO 63028-4930
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14088 DRY FORK RD, FESTUS, MO 63028-4930

Mortgage

Document Number	0000005687
Date	Mar 13, 2024
Instrument	2024R-005687

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Mar 20, 2028

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	14088 DRY FORK RD, FESTUS, MO 63028-4930
Document Number	0000028368
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14088 DRY FORK RD FESTUS MO 630284930, FESTUS, MO 63028-4930

Mortgage

Document Number	0000028368
Date	Aug 6, 2020
Instrument	28368

Lender

Name	MORTGAGE SOLUTIONS
Type	Mortgage Company
Address	BRIDGETON, MO 63044

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 5, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	14088 DRY FORK RD, FESTUS, MO 63028-4930
Document Number	0000025047
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14088 DRY FORK RD FESTUS MO 630284930, FESTUS, MO 63028-4930

Mortgage

Document Number	0000025047
Date	Aug 14, 2017
Instrument	25047

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,600 (-) Land $3,800 Building $38,800	$224,000 (-) Land $19,900 Building $204,100
2025	$2,706.00 (+6.91%)	$42,600 (+7.58%) Land $3,800 Building $38,800	$224,000 (-) Land $19,900 Building $204,100
2024	$2,531.00 (+0.08%)		$224,000 (+7.59%) Land $19,900 Building $204,100
2023	$2,529.00	$39,600 Land $3,800 Building $35,800	$208,200 Land $19,900 Building $188,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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