Palo Pinto County property record for 14082 S FM 4, Santo, TX 76472
| Property Type | Single Family Home |
|---|---|
| Details | 1,144 sqft · built 1930 |
| Lot Size | 0.318 acres (13,852 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,755 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000003486 |
| Primary APN | R000003486 |
|---|---|
| Alternative APN |
|
| Building Area | 1,144 sqft Living Area |
|---|
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 13,852 sqft (0.318 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Porch | Porch |
| Porch Area | 54 sqft |
| Account Number | R000003486 |
|---|---|
| Street Address | 14082 S FM 4 |
| City | SANTO |
| State | TX |
| Zip | 76472-3438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AB 409 TR 10 D SHIPMAN G#10409-00-00100-000-00-0 |
| Legal Subdivision | D SHIPMAN SURVEY A-409 |
| Legal Tract | 10 |
| Jurisdiction | PALO PINTO TX |
| Township / Civil Division | PALO PINTO-SANTO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 300 |
Source: Palo Pinto County records, as of December 2, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4900 FM 2256, MINERAL WELLS, TX 76067-1120 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 28, 2015 |
| Transfer Doc | 02106/0241 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Property Address | 14082 S FM 4, SANTO, TX 76472 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2277/0295 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 2277/0295 |
| Instrument | 2019-00003246 |
| Name | SPIRIT OF TEXAS BANK SSB |
|---|---|
| Type | Bank |
| Address | COLLEGE STATION, TX 77840 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 8, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 8.5% |
| Max Rate At Change | 11.9% |
| Index | Prime Rate |
| Margin | 3 |
| Max Rate | 11.9% |
Source: Palo Pinto County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Palo Pinto County |
| Unified School District | Santo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,755.00 (+5.91%) | $97,270 (+13.79%) Land $43,500 Building $53,770 | $97,270 (+13.79%) Land $43,500 Building $53,770 |
| 2024 | $1,657.00 (+153.75%) | ||
| 2023 | $85,480 Land $35,300 Building $50,180 | $85,480 Land $35,300 Building $50,180 | |
| 2018 | $653.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTO SUD serves 3,546 people · EPA ID TX1820010 |
|---|---|
| Water Source | Purchased surface water from CITY OF MINERAL WELLS |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: AT&T, Brightspeed, Cirra Networks, Optimum.
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