Montgomery County property record for 1408 Winding Waye Ln, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,340 sqft · built 1970 |
| Lot Size | 0.225 acres (9,812 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Oct 2005) |
| Tax Bill | $6,615 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01460465 |
| Primary APN | 13-01460465 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Living Area |
| Gross Area | 2,928 sqft |
| 1st Floor Area | 1,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,812 sqft (0.225 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 312 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01460465 |
|---|---|
| Street Address | 1408 WINDING WAYE LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-1452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | GLENFIELD MANOR |
| Legal Subdivision | GLENFIELD MANOR |
| Legal Block | K |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 703207 |
1408 Winding Waye Ln is owned and occupied by two individuals who bought it in October 2005.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1408 WINDING WAYE LN, SILVER SPRING, MD 20902-1452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANCSHARES MORTGAGE LLC |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANCSHARES MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2005 · Amount on File |
| Deed Sale | Oct 12, 2005 · Amount on File |
| Deed Document Number | 200530795 |
| Deed Book / Page | 30951 / 3450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1408 WINDING WAYE LN, SILVER SPRING, MD 20902-1452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HARVEST TITLE ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0573600138 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 57360/138 |
| Name | AMERICAN BANCSHARES MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HIALEAH, FL 33016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1408 WINDING WAYE LN, SILVER SPRING, MD 20902-1452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INDEPENDENT T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 0599660295 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 59966/295 |
| Name | AMERICAN BANCSHARES MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HIALEAH, FL 33016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Apr 1, 2035 |
The 2025 property tax bill for 1408 Winding Waye Ln was $6,615.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,100 (+2.55%) | $606,900 (+7.66%) Land $182,500 Building $424,400 | |
| 2025 | $6,615.00 | $563,700 Land $182,500 Building $381,200 | $563,700 Land $182,500 Building $381,200 |
| 2023 | $477,567 | $563,700 Land $182,500 Building $381,200 | |
| 2022 | $4,756.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1408 Winding Waye Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1408 Winding Waye Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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