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1408 Vanstone Dr, Commerce Township, MI 48382 Property Records

Oakland County property record for 1408 Vanstone Dr, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,305 sqft · built 1953
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Nov 2018)
Tax Bill$2,149 (2025)
Deeds & MortgagesOct 2020 Mortgage
Nov 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNE-17-16-283-014

Property Details

APN / Parcel Number

Primary APNE-17-16-283-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,305 sqft Living Area
1st Floor Area1,305 sqft
Basement Area1,305 sqft
Unfinished Basement1,305 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions152 ft deep x 90 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area259 sqft
Patio Area523 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1408 VANSTONE DR
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-1967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 16 COMMERCE LAKE HIGHLANDS LOTS 81 & 82
Legal Range08E
Legal Township02N
Legal Section16
Legal SubdivisionHIGHLAND
Legal Lot Number81-82
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1019
Census Tract134300

Owner

Source: Oakland County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1408 VANSTONE DR, COMMERCE TOWNSHIP, MI 48382-1967
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV
Nov 30, 2018Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 29, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2018 · Amount on Record
Deed SaleNov 30, 2018 · Amount on Record
Prior SaleJun 29, 2018 · Amount on Record
Deed Document Number2018194017
Deed Book / Page52401 / 208
Prior Transfer DateSep 27, 2012
Prior Transfer Doc0000211378
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1408 VANSTONE DR, COMMERCE TOWNSHIP, MI 48382-1967
Document Number0000234159
Instrument DateOct 2, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1408 VANSTONE DR COMMERCE TOWNSHIP MI 483821967, COMMERCE TOWNSHIP, MI 48382-1967

Mortgage

Document Number0000234159
DateNov 9, 2020
Book Page055139/000345
Instrument234159
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term336 Months
DueNov 8, 2048

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 30, 2018
Property Address1408 VANSTONE DR, COMMERCE TOWNSHIP, MI 48382-1967
Document Number0000194017
Book / Page52401 / 00208
Map ReferenceLB 26 PG 8
Instrument DateNov 26, 2018
Instrument194017
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,236.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address27777 FRANKLIN RD, 27777, SOUTHFIELD, MI 48034-2337

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 AND 1420 VANSTONE DR, COMMERCE TOWNSHIP, MI 48382-1967

Mortgage

Document Number0000194018
DateNov 30, 2018
Instrument194018
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 29, 2018
Property Address1408 VANSTONE DR, COMMERCE TOWNSHIP, MI 48382-1967
Document Number0000108918
Book / Page51953 / 00146
Map ReferenceLB 26 PG 8
Instrument DateJun 26, 2018
Instrument108918
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,788.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3990 HILLCREST, 3990, HIGHLAND, MI 48356-2346

Transferred To (Grantee/Buyer)

NameVerified Name
Address27777 FRANKLIN RD STE 2500, 2500, SOUTHFIELD, MI 48034-8222

Mortgage

Document Number0000108931
DateJun 29, 2018
Instrument108931
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,149.00 (-37.87%) Homeowner's exemption$135,360 (+19.95%)$270,720 (+19.95%)
2024$3,459.00 (+13.75%)
2023$112,850$225,700
2021$3,041.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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