1408 Sunset Ln, Lutz, FL 33549 Property Records

Hillsborough County property record for 1408 Sunset Ln, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,512 sqft · built 1981
Lot Size	0.383 acres (16,689 sqft)
Owner	2 Individual Names on File
Last Sale	$102,064 (Nov 2021)
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033128-0000`

Property Details

APN / Parcel Number

Primary APN	`033128-0000`
Alternative APN	`U072719ZZZ000001145500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	4,500 sqft
Upper Floors Area	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2003
Architectural Style	Mansion
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,689 sqft (0.383 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	774 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	762 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0331280000
Street Address	1408 SUNSET LN
City	LUTZ
State	FL
Zip	33549-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-3
Legal Description	TRACT BEG 30 FT N & 445 FT W OF SE COR OF SW 1/4 & RUN W 100 FT N 150 FT E 100 FT AND S 150 FT TO BEG
Legal Range	19E
Legal Township	27S
Legal Section	07
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Block	1
Legal Lot Number	14550
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1015
Census Tract	11005

Owner

1408 Sunset Ln is owned and occupied by two individuals who bought it in November 2021.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1408 SUNSET LN, LUTZ, FL 33549-3810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU
Nov 8, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 28, 2018	Warranty Deed, Transfer · Conventional with PMI MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Mar 28, 2018 · Amount on File
Deed Document Number	2021567418
Prior Transfer Date	Oct 27, 2021
Prior Transfer Doc	2021567418
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1408 SUNSET LN, LUTZ, FL 33549-3810
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 SUNSET LN, LUTZ, FL 33549-3810

Mortgage

Document Number	0000485777
Date	Oct 12, 2022
Instrument	2022485777

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 8, 2021
Property Address	1408 SUNSET LN, LUTZ, FL 33549-3810
Document Number	2021567418
Instrument Date	Oct 27, 2021
Instrument	2021567418
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1408 SUNSET LN, LUTZ, FL 33549-3810

Mortgage

Document Number	2021567419
Date	Nov 8, 2021
Instrument	2021567419

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 28, 2018
Property Address	1408 SUNSET LN, LUTZ, FL 33549-3810
Document Number	0256510073
Book / Page	025651 / 000073
Instrument Date	Mar 19, 2018
Instrument	120692
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	STRATEGIC TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 SUNSET LN LUTZ FL 335493810, LUTZ, FL 33549-3810

Mortgage

Document Number	256510075
Date	Mar 28, 2018
Book Page	025651/000075
Instrument	120693

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1408 Sunset Ln was $3,700 with a homeowner's exemption, up 8.8% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,514 (+2.7%)	$292,881 (-8.88%) Land $89,250 Building $203,631
2025	$3,700.00 (+8.82%) Homeowner's exemption	$211,796	$321,412 Land $89,250 Building $232,162
2024	$3,400.00 (+4.17%)
2023	$3,264.00 (+5.56%) Homeowner's exemption	$199,832 (+3%)	$293,751 (+4.2%) Land $57,750 Building $236,001
2022	$3,092.00 Homeowner's exemption	$194,012	$281,898 Land $57,750 Building $224,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 Sunset Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Sunset Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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