1408 Summit Ave N, Sauk Rapids, MN 56379 Property Records

Benton County property record for 1408 Summit Ave N, Sauk Rapids, MN 56379

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 980 sqft · built 1997
Lot Size	0.258 acres (11,228 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,850 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.03316.00`

Property Details

APN / Parcel Number

Primary APN	`19.03316.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	980 sqft Living Area
1st Floor Area	980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	11,228 sqft (0.258 acres)
Garage Area	462 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1408 SUMMIT AVE N
City	SAUK RAPIDS
State	MN
Zip	56379-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-036 RANGE-031 SUMMIT OAKES PLAT 2 LOT-003 BLOCK-002
Legal Range	031
Legal Township	036
Legal Section	14
Legal Subdivision	SUMMIT OAKES PLAT 2
Legal Block	2
Legal Lot Number	3
Jurisdiction	BENTON MN
Township / Civil Division	SAUK RAPIDS
Census Block Group	1
Census Block	1001
Census Tract	21104

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1408 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit GREAT RIVER FCU
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREAT RIVER FCU
Oct 9, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREAT RIVER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1408 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2546
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000461785
Date	Jul 15, 2022
Instrument	461785

Lender

Name	GREAT RIVER FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1408 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	445446
Date	Aug 27, 2020
Instrument	445446

Lender

Name	GREAT RIVER FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1408 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2546
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	438733
Date	Oct 9, 2019
Instrument	438733

Lender

Name	GREAT RIVER FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 7, 2024

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	Sauk Rapids City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,850.00 (+19.35%) Homeowner's exemption	$243,900 (+10.06%) Land $33,500 Building $210,400	$243,900 (+10.06%) Land $33,500 Building $210,400
2023	$2,388.00	$221,600 Land $30,500 Building $191,100	$221,600 Land $30,500 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sauk Rapids serves 13,835 people · EPA ID MN1050004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Benton Cooperative Telephone Company.

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