1408 Silverbrook Ave, Niles, MI 49120 Property Records

Berrien County property record for 1408 Silverbrook Ave, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1946
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (May 2022)
Tax Bill	$1,071 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`73-8200-0025-04-7`

Property Details

APN / Parcel Number

Primary APN	`73-8200-0025-04-7`
Alternative APN	`11-73-8200-0025-04-7`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	1,224 sqft Living Area
1st Floor Area	952 sqft
Basement Area	544 sqft
Unfinished Basement	544 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	130 ft deep x 55 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1408 SILVERBROOK AVE
City	NILES
State	MI
Zip	49120-3863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	THE E 55' OF N 130' OF LOT 25 VERNON HGTS ACRES ADD TO CITY OF NILES
Legal Subdivision	VERNON HGTS ACRES ADD
Legal Lot Number	25
Legal Unit	25
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3040
Census Tract	20700

Owner

Source: Berrien County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1408 SILVERBROOK AVE, NILES, MI 49120-3863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK
Aug 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 23, 2022	Warranty Deed, Transfer MTC
Sep 21, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	2022353632
Deed Book / Page	3374 / 3408
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 15, 2026
Property Address	1408 SILVERBROOK AVE, NILES, MI 49120-3863
Document Number	0000465750
Book / Page	3482 / 1964
Instrument Date	Jun 1, 2026
Instrument	2026465750
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$113,625.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 SILVERBROOK AVE, NILES, MI 49120-3863

Mortgage

Document Number	0000465751,
Date	Jul 15, 2026
Book Page	3482/1966
Instrument	2026465751

Lender

Name	COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000465752,
Date	Jul 15, 2026
Book Page	3482/1987
Instrument	2026465752

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1408 SILVERBROOK AVE, NILES, MI 49120-3863
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 SILVERBROOK AVE, NILES, MI 49120-3863
Investor	Possibly a Property Investor

Mortgage

Document Number	003383/136
Date	Aug 17, 2022
Book Page	3383/136
Instrument	2022360255

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 23, 2022
Property Address	1408 SILVERBROOK AVE, NILES, MI 49120-3863
Document Number	03374/3408
Book / Page	3374 / 3408
Map Reference	VOL 6 PG 37
Instrument Date	May 23, 2022
Instrument	2022353632
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Tax	$337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1408 SIIVERBROOK AVENUE, NILES, MI 49120-3863
Investor	Possibly a Property Investor

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 21, 2021
Property Address	1408 SILVERBROOK AVE, NILES, MI 49120-3863
Document Number	03345/1077
Book / Page	3345 / 1077
Instrument Date	Sep 14, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1919 S MICHIGAN ST, SOUTH BEND, IN 46613-2307

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 5, 2017
Property Address	1408 SILVERBROOK AVE, NILES, MI 49120-3863
Document Number	03176/2781
Book / Page	3176 / 2781
Map Reference	VOL5 PG37
Instrument Date	Jun 28, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$100.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7575 HUNTINGTON PARK DR, COLUMBUS, OH 43235-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 W WELLINGTON AVE APT 2E, 2E, CHICAGO, IL 60657-5632

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,500 (+51.92%)	$79,000 (+51.92%)
2025	$1,071.00 (+15.16%)
2023		$26,000	$52,000
2022	$930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES TOWNSHIP serves 2,270 people · EPA ID MI0004750
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Midwest Energy & Communications.

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