1408 Shade Tree Ct, Matthews, NC 28104 Property Records

Union County property record for 1408 Shade Tree Ct, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	3.5 ba · 2,876 sqft · built 2002
Lot Size	0.467 acres (20,343 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Apr 2020)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-045-047`

Property Details

APN / Parcel Number

Primary APN	`06-045-047`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,876 sqft Living Area
Gross Area	3,276 sqft
1st Floor Area	1,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,343 sqft (0.467 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1408 SHADE TREE CT
City	MATTHEWS
State	NC
Zip	28104-7410
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 WESLE
Legal Description	#11 LINDENWOOD PH1 MAP1 OPCG535
Legal Subdivision	LINDENWOOD
Legal Lot Number	11
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2032
Census Tract	21021

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1408 SHADE TREE CT, MATTHEWS, NC 28104-7410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit SKYLA FCU
Apr 13, 2020	Warranty Deed, Transfer · Conventional with PMI ANGEL OAK HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	May 23, 2014 · Amount on Record
Deed Document Number	202012138
Deed Book / Page	7634 / 580
Prior Transfer Date	Aug 15, 2013
Prior Transfer Doc	0006092774
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1408 SHADE TREE CT, MATTHEWS, NC 28104-7410
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 SHADE TREE CT, MATTHEWS, NC 28104-7410

Mortgage

Document Number	0008695339
Date	Apr 24, 2023
Book Page	8695/339
Instrument	9485

Lender

Name	SKYLA FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 13, 2020
Property Address	1408 SHADE TREE CT, MATTHEWS, NC 28104-7410
Document Number	7634580
Book / Page	007634 / 000580
Instrument Date	Apr 8, 2020
Instrument	12138
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1408 SHADE TREE CT MATTHEWS NC 281047410, MATTHEWS, NC 28104-7410

Mortgage

Document Number	7634583
Date	Apr 13, 2020
Book Page	007634/000583
Instrument	12139

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$591,100 (-) Land $136,200 Building $454,900	$591,100 (-) Land $136,200 Building $454,900
2025	$2,879.00 (+27.05%)	$591,100 (+66.51%) Land $136,200 Building $454,900	$591,100 (+66.51%) Land $136,200 Building $454,900
2023	$2,266.00	$355,000 Land $76,500 Building $278,500	$355,000 Land $76,500 Building $278,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Windstream DSL	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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