Kenton County property record for 1408 Scott St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,895 sqft |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $23,500 (Apr 2007) |
| Tax Bill | $728 (2025) |
| Deeds & Mortgages | Jan 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-13-12-014.00 |
| Primary APN | 055-13-12-014.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,895 sqft Finished Area |
| Gross Area | 1,993 sqft |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Stone |
| Roof Material | Metal |
| Lot Area | 2,000 sqft (0.046 acres) |
| Lot Dimensions | 100 ft deep x 20 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1408 SCOTT ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20'X 100' ES SCOTT 65' S MARTIN |
| Legal Subdivision | POWELL O R |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 67100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1408 Scott St is owned by an individual who bought it in April 2007.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 CRYSTAL LAKE DR, COVINGTON, KY 41017-9715 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2007 · Amount on File |
| Deed Sale | Apr 23, 2007 · Amount on File |
| Prior Sale | Nov 14, 2006 · Amount on File |
| Deed Document Number | 200704 23 059 00403 |
| Deed Book / Page | 3362 / 198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1408 SCOTT ST, COVINGTON, KY 41011-3406 |
| Document Number | 0000000101 |
| Instrument Date | Jan 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1408 SCOTT ST COVINGTON KY 410113406, COVINGTON, KY 41011-3406 |
| Document Number | 0000000101 |
|---|---|
| Date | Feb 17, 2020 |
| Book Page | 000007/000460 |
| Instrument | 101 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
The 2025 property tax bill for 1408 Scott St was $728.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,000 (+112.73%) Land $10,000 Building $107,000 | $117,000 (+112.73%) Land $10,000 Building $107,000 | |
| 2025 | $728.00 | $55,000 Land $5,000 Building $50,000 | $55,000 Land $5,000 Building $50,000 |
| 2023 | $732.00 | $55,000 Land $5,000 Building $50,000 | $55,000 Land $5,000 Building $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1408 Scott St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1408 Scott St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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