1408 Santa Fe Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1408 Santa Fe Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,685 sqft · built 1984
Lot Size	0.38 acres (16,563 sqft)
Owner	Company Name on File
Last Sale	$440,000 (Aug 1997)
Tax Bill	$8,234 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`259-560-64-00`

Property Details

APN / Parcel Number

Primary APN	`259-560-64-00`
Alternative APN	`2595605200`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,685 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	16,563 sqft (0.38 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2595605200
Street Address	1408 SANTA FE DR
City	ENCINITAS
State	CA
Zip	92024-4063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK J ALL OF PAR 1&DOC85-448439 IN PAR 2 PER PM13121 IN BLK I&IN TR 002136
Legal Subdivision	PALOMARES HEIGHTS
Legal Tract	002136
Legal Block	J,I
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	17403

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1408 SANTA FE DR, ENCINITAS, CA 92024-4063
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 26, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 6, 1997 · Amount on Record
Deed Sale	Aug 6, 1997 · Amount on Record
Deed Document Number	1997376462
Last Transfer Date	Mar 29, 2020
Transfer Doc	0000265552
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1408 SANTA FE DR, ENCINITAS, CA 92024-4063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000485949
Date	Oct 25, 2019
Instrument	2019-0485949

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1408 SANTA FE DR, ENCINITAS, CA 92024-4063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 SANTA FE DR, ENCINITAS, CA 92024-4063

Mortgage

Document Number	0000759987
Date	Nov 30, 2020
Instrument	2020-0759987

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2020
Property Address	1408 SANTA FE DR, ENCINITAS, CA 92024-4063
Document Number	0000265552
Instrument Date	Mar 29, 2020
Instrument	265552
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1408 SANTA FE DR ENCINITAS CA 920244063, ENCINITAS, CA 92024-4063

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2020
Property Address	1408 SANTA FE DR, ENCINITAS, CA 92024-4063
Document Number	0000265550
Instrument Date	Mar 29, 2020
Instrument	265550
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1408 SANTA FE DR ENCINITAS CA 920244063, ENCINITAS, CA 92024-4063

Mortgage

Document Number	265551
Date	May 26, 2020
Instrument	265551

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$724,599 (+2%) Land $342,014 Building $382,585
2025	$8,234.00 (+7.37%) Homeowner's exemption	$710,392 (+4.04%) Land $335,308 Building $375,084
2023	$7,669.00 (+2.49%) Homeowner's exemption	$682,809 Land $322,289 Building $360,520
2022	$7,483.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: California Internet.

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