1408 S Point Dr, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 1408 S Point Dr, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1969
Lot Size	0.188 acres (8,198 sqft)
Owner	2 Trust Names on Record
Last Sale	$205,000 (Sep 2022)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2013 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-332-009-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-332-009-000`
Alternative APN	`35923`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	912 sqft Finished Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	405 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,198 sqft (0.188 acres)
Lot Dimensions	128 ft deep x 58 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	120 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	35923
Street Address	1408 S POINT DR
City	SIOUX FALLS
State	SD
Zip	57103-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 13 HILLTOP HEIGHTS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	HILLTOP HEIGHTS
Legal Block	13
Legal Lot Number	1
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1000
Census Tract	1801

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1408 S POINT DR, SIOUX FALLS, SD 57103-3438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Jan 28, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage PLAINS COMMERCE BANK
Sep 8, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage CU MORTGAGE DIRECT LLC
Sep 8, 2022	Warranty Deed, Transfer · Conventional Mortgage CU MORTGAGE DIRECT LLC
Feb 1, 2021	Warranty Deed, Transfer · Conventional Mortgage CORTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Book / Page	616-D / 74
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1408 S POINT DR, SIOUX FALLS, SD 57103-3438
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1913MTG/20
Date	Feb 1, 2021
Book Page	1913 MTG/20

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1408 S POINT DR, SIOUX FALLS, SD 57103-3438
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001726/287
Date	Jan 28, 2013
Book Page	1726/287

Lender

Name	PLAINS COMMERCE BANK
Type	Seller
Address	3905 W 49TH ST # 22, SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2043

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1408 S POINT DR, SIOUX FALLS, SD 57103-3438
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1959MTG/233
Date	Sep 8, 2022
Book Page	1959 MTG/233

Lender

Name	CU MORTGAGE DIRECT LLC
Type	Mortgage Company
Address	SIOUX FALLS, SD 57108

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 8, 2022
Property Address	1408 S POINT DR, SIOUX FALLS, SD 57103-3438
Document Number	616DEED/74
Book / Page	616 DEED / 74
Instrument Date	Sep 2, 2022
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1408 S POINT DR, SIOUX FALLS, SD 57103-3438

Mortgage

Document Number	1959MTG229
Date	Sep 8, 2022
Instrument	1959 MTG/229

Lender

Name	CU MORTGAGE DIRECT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Feb 1, 2021
Property Address	1408 S POINT DR, SIOUX FALLS, SD 57103-3438
Document Number	602DEED/619
Book / Page	602 DEED / 619
Instrument Date	Jan 28, 2021
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 E 14TH ST # ST101, ST101, SIOUX FALLS, SD 57104-5238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 S POINT DR, SIOUX FALLS, SD 57103-3438

Mortgage

Document Number	1913MTG/17
Date	Feb 1, 2021
Book Page	1913 MTG/17

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,085 (+3.99%) Land $30,461 Building $177,624	$208,085 Land $30,461 Building $177,624
2025	$2,738.00	$200,100 (+2.88%) Land $30,800 Building $169,300
2024	$2,738.00 (+13.05%)	$194,500 (+22.17%) Land $30,800 Building $163,700
2022	$2,422.00	$159,200 Land $30,800 Building $128,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on S Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures