1408 S 13th St, Adel, IA 50003 Property Records

Dallas County property record for 1408 S 13th St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,639 sqft · built 2011
Lot Size	0.279 acres (12,196 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Apr 2020)
Tax Bill	$6,380 (2024)
Deeds & Mortgages	Oct 2025 Second Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000001132308001`

Property Details

APN / Parcel Number

Primary APN	`000001132308001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,639 sqft Living Area
1st Floor Area	1,629 sqft
Basement Area	1,629 sqft
Finished Basement	1,000 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,196 sqft (0.279 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	183 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1408 S 13TH ST
City	ADEL
State	IA
Zip	50003-1774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVANS VIEW PLAT 2 LOT 8
Legal Range	27
Legal Township	79
Legal Section	32
Legal Subdivision	EVANS VIEW PLAT 2
Legal Lot Number	8
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	1
Census Block	1012
Census Tract	50700

Owner

1408 S 13th St is owned and occupied by two individuals who bought it in April 2020.

Source: Dallas County records, as of October 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1408 S 13TH ST, ADEL, IA 50003-1774
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Apr 2, 2020	Warranty Deed, Transfer · Conventional with PMI LINCOLN SVGS BK
Mar 28, 2017	Warranty Deed, Transfer · Conventional with PMI LINCOLN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on File
Deed Sale	Apr 2, 2020 · Amount on File
Prior Sale	Mar 28, 2017 · Amount on File
Deed Document Number	0020206005
Deed Book / Page	2020 / 6005
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1408 S 13TH ST, ADEL, IA 50003-1774
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202517218
Date	Oct 9, 2025
Instrument	2025-17218

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1408 S 13TH ST, ADEL, IA 50003-1774
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0020214193
Date	Feb 16, 2021
Book Page	2021/4193

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Apr 2, 2020
Property Address	1408 S 13TH ST, ADEL, IA 50003-1774
Document Number	0000006005
Instrument Date	Mar 30, 2020
Instrument	6005
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1408 S 13TH ST ADEL IA 500031774, ADEL, IA 50003-1774

Mortgage

Document Number	6007
Date	Apr 2, 2020
Instrument	6007

Lender

Name	LINCOLN SVGS BK
Type	Federal Savings Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Mar 28, 2017
Property Address	1408 S 13TH ST, ADEL, IA 50003-1774
Document Number	0000005271
Instrument Date	Mar 11, 2017
Instrument	5271
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1408 S 13TH ST ADEL IA 500031774, ADEL, IA 50003-1774

Mortgage

Document Number	5273
Date	Mar 28, 2017
Instrument	5273

Lender

Name	LINCOLN SVGS BK
Type	Federal Savings Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$389,710 Land $50,000 Building $339,710	$389,710 Land $50,000 Building $339,710
2024	$6,380.00
2023		$379,810 Land $50,000 Building $329,810	$379,810 Land $50,000 Building $329,810
2022	$6,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 S 13th St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1991–2010)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 S 13th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Panora Telecommunications.

Nearby Properties on S 13th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures