1408 Ridge Rd, Rockwall, TX 75087 Property Records

Rockwall County property record for 1408 Ridge Rd, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,161 sqft · built 1975
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$423,093 (Nov 2021)
Tax Bill	$8,970 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000100000017000R`

Property Details

APN / Parcel Number

Primary APN	`000100000017000R`
Alternative APNs	`R10012` `10012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,161 sqft Living Area
Gross Area	2,957 sqft
1st Floor Area	2,161 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	91,476 sqft
View / Lot	Water View
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	292 sqft
Porch	Screened Porch
Porch Area	319 sqft
Storage Building	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1408 RIDGE RD
City	ROCKWALL
State	TX
Zip	75087-4239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	A0001 D ATKINS, TRACT 17, ACRES 2.1
Legal Subdivision	D ATKINS
Legal Tract	17
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1031
Census Tract	40303

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1408 RIDGE RD, ROCKWALL, TX 75087-4239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Vendor's Lien, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Jul 19, 2018	Warranty Deed, Transfer
May 9, 2018	Warranty Deed, Transfer
Sep 12, 2017	Deed of Trust, Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Jul 19, 2018
Deed Document Number	202132217
Record Updated	Sep 20, 2026

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Nov 24, 2021
Property Address	1408 RIDGE RD, ROCKWALL, TX 75087-4239
Document Number	0000032217
Map Reference	VOL 53 PG 239
Instrument Date	Nov 24, 2021
Instrument	20210000032217
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 RIDGE RD, ROCKWALL, TX 75087-4239

Mortgage

Document Number	0000032218
Date	Nov 24, 2021
Instrument	20210000032218

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jul 19, 2018
Property Address	1408 RIDGE RD, ROCKWALL, TX 75087-4239
Document Number	0000012742
Instrument Date	Jul 2, 2018
Instrument	12742
Transaction Type	Transfer
Record Updated	Aug 3, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2701 SUNSET RIDGE DR #610 ROCKWALL TX 750320017, 610, ROCKWALL, TX 75032-0017

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	May 9, 2018
Property Address	1408 RIDGE RD, ROCKWALL, TX 75087-4239
Document Number	0000008027
Instrument Date	Apr 17, 2018
Instrument	8027
Transaction Type	Transfer
Record Updated	May 25, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2701 SUNSET RIDGE DR #610 ROCKWALL TX 750320017, 610, ROCKWALL, TX 75032-0017

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1408 RIDGE RD, ROCKWALL, TX 75087-4239
Document Number	0000017306
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1716 BISON MEADOW LN HEATH TX 750325954, HEATH, TX 75032-5954

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,832 (-2.92%) Land $438,323 Building $206,509	$644,832 (-5.01%) Land $438,323 Building $206,509
2025	$8,970.00 (+9.32%) Homeowner's exemption	$664,200 (+2.76%)	$678,870 (+5.03%) Land $458,246 Building $220,624
2024	$8,205.00 (+5.71%)
2023	$7,762.00 (-24.74%) Homeowner's exemption	$646,373 Land $450,450 Building $195,923	$646,373 Land $450,450 Building $195,923
2021	$10,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2018–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink.

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