1408 Ridge Ave, Evanston, IL 60201 Property Records

Cook County property record for 1408 Ridge Ave, Evanston, IL 60201

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,988 sqft · built 1957
Lot Size	0.228 acres (9,946 sqft)
Owner	2 Individual Names on File
Last Sale	$1,285,000 (Jan 2023)
Tax Bill	$15,251 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-18-319-022`

Property Details

APN / Parcel Number

Primary APN	`11-18-319-022`
Alternative APN	`11-18-319-022-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,988 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,946 sqft (0.228 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1408 RIDGE AVE
City	EVANSTON
State	IL
Zip	60201-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GREEN RDG
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	EVANSTON
Census Block Group	3
Census Block	3006
Census Tract	809500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Evanston Ridge Historic District listed 1983 · 252 contributing resources · NRIS 83000309

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1408 Ridge Ave is owned and occupied by two individuals who bought it in January 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1408 RIDGE AVE, EVANSTON, IL 60201-4134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPANY
Jan 9, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage DEVON BANK
Jun 8, 2021	Deed, Construction Loan · Construction Mortgage RFLF 4 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Prior Sale	Jun 8, 2021 · Amount on File
Deed Document Number	202345157
Prior Transfer Date	Jan 27, 2015
Prior Transfer Doc	0000044020
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1408 RIDGE AVE, EVANSTON, IL 60201-4134
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 RIDGE AVE, EVANSTON, IL 60201-4134

Mortgage

Document Number	0031031027
Date	Nov 6, 2025
Instrument	2531031027

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE COMPANY
Type	Mortgage Company
Address	GLENVIEW, IL 60026

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 9, 2023
Property Address	1408 RIDGE AVE, EVANSTON, IL 60201-4134
Document Number	0000945157
Instrument Date	Dec 19, 2022
Instrument	2300945157
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1408 RIDGE AVE, EVANSTON, IL 60201-4134

Mortgage

Document Number	0000945158
Date	Jan 9, 2023
Instrument	2300945158

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.2%
Index	Other
Max Rate	12.2%

Mortgage

Document Number	0000945159
Date	Jan 9, 2023
Instrument	2300945159

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1408 RIDGE AVE, EVANSTON, IL 60201-4134
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 WINNETKA RD, NORTHFIELD, IL 60093-2725

Mortgage

Document Number	0022434129
Date	Aug 12, 2022
Instrument	2222434129

Lender

Name	DEVON BANK
Type	Bank
Address	CHICAGO, IL 60645

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Feb 10, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.5%

June 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jun 8, 2021
Property Address	1408 RIDGE AVE, EVANSTON, IL 60201-4134
Document Number	0015910136
Instrument Date	May 26, 2021
Instrument	2115910136
Transaction Type	Construction Loan
Record Updated	Jun 17, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 RIDGE AVE, EVANSTON, IL 60201-4134

Mortgage

Document Number	0015910137
Date	Jun 8, 2021
Instrument	2115910137

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2022

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Evanston City
Elementary School District	Evanston Community Consolidated School District 65 (PK - 08)
Secondary School District	Evanston Township High School District 202 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,000 Land $25,860 Building $95,140	$1,210,000 Land $258,600 Building $951,400
2023	$15,251.00 (+4.22%)
2022	$14,633.00 Homeowner's exemption Senior Citizen's exemption	$62,999 Land $21,881 Building $41,118	$629,990 Land $218,810 Building $411,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1408 Ridge Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1408 Ridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSTON serves 74,486 people · EPA ID IL0310810
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Zentro.

Nearby Properties on Ridge Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures