1408 Rainier St, Sumner, WA 98390 Property Records

Pierce County property record for 1408 Rainier St, Sumner, WA 98390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,072 sqft · built 1947
Lot Size	0.463 acres (20,148 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2007)
Tax Bill	$7,587 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042025-1-085`

Property Details

APN / Parcel Number

Primary APN	`042025-1-085`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,072 sqft Living Area
1st Floor Area	1,224 sqft
Upper Floors Area	848 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,148 sqft (0.463 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	100 sqft
Porch	Slab
Porch Area	1,725 sqft
Deck Area	120 sqft
Patio Area	1,104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1408 RAINIER ST
City	SUMNER
State	WA
Zip	98390-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR-6
Legal Description	SECTION 25 TOWNSHIP 20 RANGE 04 QUARTER 12 : N 184 FT OF FOLL DESC PROP BEG ON 1/16TH SEC LI 485.50 FT WLY FROM AN IRON MON THE CENT OF NE OF SEC TH NLY PAR WITH THE 1/16TH SEC LI 399.98 FT TO S LI RACE ST TH W ALG S SIDE OF RACE ST 109.50 FT TH SLY
Legal Range	04
Legal Township	20
Legal Section	25
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2026
Census Tract	73302

Owner

1408 Rainier St is owned and occupied by two individuals who bought it in June 2007.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1408 RAINIER ST, SUMNER, WA 98390-1745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 13, 2017	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2007 · Amount on File
Deed Sale	Jun 27, 2007 · Amount on File
Prior Sale	Dec 31, 1998 · Amount on File
Deed Document Number	20071471
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1408 RAINIER ST, SUMNER, WA 98390-1745
Document Number	2009250929
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1408 RAINIER ST SUMNER WA 983901745, SUMNER, WA 98390-1745

Mortgage

Document Number	2009250929
Date	Sep 25, 2020
Instrument	202009250929

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1408 RAINIER ST, SUMNER, WA 98390-1745
Document Number	1703170276
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1408 RAINIER ST SUMNER WA 983901745, SUMNER, WA 98390-1745

Mortgage

Document Number	1703170276
Date	Mar 17, 2017
Instrument	201703170276

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1408 Rainier St was $7,587, up 1.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Sumner City
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,587.00 (+1.25%)	$638,700 Land $303,500 Building $335,200	$638,700 Land $303,500 Building $335,200
2025	$7,493.00 (+21.9%)
2024	$6,147.00 (+0.62%)	$594,300 (-2.03%) Land $275,300 Building $319,000	$594,300 (-2.03%) Land $275,300 Building $319,000
2023	$6,109.00	$606,600 Land $302,200 Building $304,400	$606,600 Land $302,200 Building $304,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 Rainier St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1408 Rainier St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMNER serves 16,438 people · EPA ID WA5385120
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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