1408 Pinecrest Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1408 Pinecrest Ave, Charlotte, NC 28205 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,711 sqft · built 1950
Lot Size0.258 acres (11,238 sqft)
OwnerIndividual Name on File
Last Sale$391,500 (Aug 2017)
Tax Bill$4,098 (2025)
Deeds & MortgagesApr 2020 Loan Modification
Jan 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN129-114-38

Property Details

APN / Parcel Number

Primary APN129-114-38

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,711 sqft Living Area
1st Floor Area1,711 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialOther
Lot Area11,238 sqft (0.258 acres)
PorchSlab
Porch Area15 sqft
Patio Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1408 PINECREST AVE
CityCHARLOTTE
StateNC
Zip28205-6252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP39 B4 M4-343
Legal SubdivisionCOMMONWEALTH PARK
Legal Block4
Legal Lot Number38
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1008
Census Tract1701

Owner

Source: Mecklenburg County records · APN 129-114-38

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1408 PINECREST AVE, CHARLOTTE, NC 28205-6252
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2020Loan Modification, Mortgage · Conventional Mortgage
FLAGSTAR BK
Jan 21, 2020Loan Modification, Mortgage · Conventional Mortgage
FLAGSTAR BK
Aug 24, 2017Warranty Deed, Transfer · Conventional with PMI
DIRECT HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 24, 2017 · Amount on Record
Deed SaleAug 24, 2017 · Amount on Record
Prior SaleApr 14, 2014 · Amount on Record
Deed Document Number2017115376
Deed Book / Page32069 / 548
Prior Transfer DateMay 06, 2004
Prior Transfer Doc0000103396
Record UpdatedSep 20, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address1408 PINECREST AVE, CHARLOTTE, NC 28205-6252
Document Number0000084068
Instrument DateApr 20, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 PINECREST AVE CHARLOTTE NC 282056252, CHARLOTTE, NC 28205-6252

Mortgage

Document Number0000084068
DateJun 10, 2020
Book Page034669/000297
Instrument84068
Lender
NameFLAGSTAR BK
TypeBank
AddressFARMERS BRANCH, TX 75234
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJun 09, 2060
Interest
Rate TypeFixed Rate
Rate3.99%

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address1408 PINECREST AVE, CHARLOTTE, NC 28205-6252
Document Number0000048559
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 PINECREST AVE CHARLOTTE NC 282056252, CHARLOTTE, NC 28205-6252

Mortgage

Document Number0000048559
DateApr 07, 2020
Book Page034446/000890
Instrument48559
Lender
NameFLAGSTAR BK
TypeBank
AddressFARMERS BRANCH, TX 75234
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueApr 06, 2060
Interest
Rate TypeFixed Rate
Rate3.99%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 24, 2017
Property Address1408 PINECREST AVE, CHARLOTTE, NC 28205-6252
Document Number0000115376
Book / Page032069 / 000548
Instrument DateAug 24, 2017
Instrument115376
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$783.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 PINECREST AVE CHARLOTTE NC 282056252, CHARLOTTE, NC 28205-6252
InvestorPossibly a Property Investor

Mortgage

Document Number115377
DateAug 24, 2017
Book Page032069/000551
Instrument115377
Lender
NameDIRECT HM LNS
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28204
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 23, 2047

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,098.00$511,700 Land $250,000 Building $261,700$511,700 Land $250,000 Building $261,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190017011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 6% of the US · above 4% of North Carolina
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 273 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

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