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1408 Orto Dr, Laredo, TX 78045 Property Records

Webb County property record for 1408 Orto Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,139 sqft · built 2019
Lot Size0.124 acres (5,400 sqft)
OwnerIndividual Name on Record
Tax Bill$1,745 (2025)
Deeds & MortgagesOct 2022 Mortgage
Jul 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN989-84002-130

Property Details

APN / Parcel Number

Primary APN989-84002-130
Alternative APN
  • 619026

Interior

Stories2 Stories
Building Area2,139 sqft Living Area
Gross Area2,576 sqft
1st Floor Area835 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,400 sqft (0.124 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area199 sqft

Location & Zoning

Street Address1408 ORTO DR
CityLAREDO
StateTX
Zip78045-4249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST PUERTA DEL SOL, BLOCK 2, LOT 13, PHASE 1
Legal SubdivisionSAN ISIDRO NORTHEAST PUERTA DEL SOL
Legal Phase1
Legal Block2
Legal Lot Number13
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2017
Census Tract1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address155 MOURNING DOVE DR, LYTLE, TX 78052-3904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Deed of Trust, Mortgage · VA Mortgage
DEPARTMENT OF VETERANS AFFAIRS
Jul 3, 2023Special Warranty Deed, Transfer
Jun 16, 2020Vendor's Lien, Subdivision Related Transfer · VA Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Jun 4, 2019Vendor's Lien, Transfer · Commercial Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2023
Deed SaleJul 3, 2023
Prior SaleJun 16, 2020 · Amount on Record
Deed Document Number20231504147
Deed Book / Page5492 / 72
Prior Transfer DateJun 15, 2020
Prior Transfer Doc004802/850
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address1408 ORTO DR, LAREDO, TX 78045-4249
Transaction TypeMortgage
Record UpdatedJul 18, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 ORTO DR, LAREDO, TX 78045-4249

Mortgage

Document Number005359/162
DateOct 11, 2022
Book Page5359/162
Instrument1481865
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term333 Months
DueJul 1, 2050

July 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWEBB TX
Recording DateJul 3, 2023
Property Address1408 ORTO DR, LAREDO, TX 78045-4249
Document Number0005492/72
Book / Page5492 / 72
Map ReferenceVOL 37 PG 4-6
Instrument DateJun 23, 2023
Instrument1504147
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1903 SAN EDUARDO AVE, LAREDO, TX 78040-4155

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 ORTO DR, LAREDO, TX 78045-4249

June 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJun 16, 2020
Property Address1408 ORTO DR, LAREDO, TX 78045-4249
Document Number004802/850
Book / Page4802 / 850
Map ReferenceVOL 37 PG 4-6
Instrument DateJun 15, 2020
Instrument1394921
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 18, 2023
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 ORTO DR, LAREDO, TX 78045-4249

Mortgage

Document Number0001394922
DateJun 16, 2020
Instrument1394922
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

June 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJun 4, 2019
Property Address1408 ORTO DR, LAREDO, TX 78045-4249
Document Number004609/432
Book / Page4609 / 432
Map ReferenceVOL37 PG4-6
Instrument DateMay 30, 2019
Instrument1362330
Transaction TypeTransfer
Record UpdatedJul 18, 2023
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address9901 MCPHERSON RD STE 201, 201, LAREDO, TX 78045-6399

Transferred To (Grantee/Buyer)

NameVerified Name
Address7910 GATEWAY BLVD E, EL PASO, TX 79915-1816
InvestorPossibly a Property Investor

Mortgage

DateJun 4, 2019
Lender
NameWELLS FARGO BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$343,186 (-0.48%) Land $84,132 Building $259,054$343,186 (-0.48%) Land $84,132 Building $259,054
2025$1,745.00 (-18.04%) Homeowner's exemption$344,825 (+7.18%) Land $84,132 Building $260,693$344,825 (+7.18%) Land $84,132 Building $260,693
2024$2,129.00 (+11.47%)
2023$321,720 (+14.14%) Land $72,846 Building $248,874$321,720 (+14.14%) Land $72,846 Building $248,874
2022$1,910.00 Homeowner's exemption$281,872 Land $63,450 Building $218,422$281,872 Land $63,450 Building $218,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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