1408 N Madison St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 1408 N Madison St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,535 sqft · built 1955
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on File
Last Sale	$95,000 (Jun 2012)
Tax Bill	$2,545 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`301301 223.016-2-66`

Property Details

APN / Parcel Number

Primary APN	`301301 223.016-2-66`
Alternative APNs	`130122301600020660000000` `301301 223.016-0002-066` `46765 07`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,535 sqft Living Area
1st Floor Area	1,028 sqft
Upper Floors Area	507 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	7,405 sqft (0.17 acres)
Lot Width	52.5 ft Width
Porch	Slab
Porch Area	149 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46765 07
Street Address	1408 N MADISON ST
City	ROME
State	NY
Zip	13440-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	H&L 52.5X140
Legal Block	2
Legal Lot Number	66.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1016
Census Tract	22200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rome Residential Historic District listed 2025 · 1,199 contributing resources · NRIS 100011346

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1408 N Madison St is owned by a company that bought it in June 2012 and is owner-occupied.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	1408 N MADISON ST, ROME, NY 13440-2708
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2012 · Amount on File
Deed Sale	Jun 14, 2012 · Amount on File
Prior Sale	Aug 18, 2008 · Amount on File
Deed Book / Page	2012 / 10036
Prior Transfer Date	Jun 13, 2012
Prior Transfer Doc	2012010036
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	1408 N MADISON ST, ROME, NY 13440-2708
Document Number	0000007612
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 DIXON DR ROME NY 134401403, ROME, NY 13440-1403

Mortgage

Document Number	0000007612
Date	Jun 23, 2020
Instrument	7612

Lender

Name	BERKSHIRE BK
Type	Bank
Address	PITTSFIELD, MA 01201-1308

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 22, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1408 N Madison St was $2,545 with a homeowner's exemption.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,545.00 Homeowner's exemption
2025		$65,300 Land $11,000 Building $54,300	$153,647 Land $25,882 Building $127,765
2023		$65,300 (-) Land $11,000 Building $54,300	$143,896 (+17.92%) Land $24,240 Building $119,656
2022	$4,001.00 Homeowner's exemption	$65,300 Land $11,000 Building $54,300	$122,033 Land $20,557 Building $101,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 N Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 N Madison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20