1408 N 13th St, Reading, PA 19604 Property Records

Berks County property record for 1408 N 13th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 1930
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jun 2022)
Tax Bill	$2,012 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-30-28-1003`

Property Details

APN / Parcel Number

Primary APN	`5317-30-28-1003`
Alternative APNs	`17-5317-30-28-1003` `17209550` `209550`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Basement Area	165 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	3,049 sqft (0.07 acres)
View / Lot	Neighborhood
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17209550
Street Address	1408 N 13TH ST
City	READING
State	PA
Zip	19604-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	28
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2064
Census Tract	600

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1408 N 13TH ST, READING, PA 19604-1835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage READING BERKS SCHOOL EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	Nov 24, 2010 · Amount on Record
Deed Document Number	202224192
Prior Transfer Date	Jul 10, 2003
Prior Transfer Doc	0000052096
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 14, 2022
Property Address	1408 N 13TH ST, READING, PA 19604-1835
Document Number	0000024192
Instrument Date	Jun 10, 2022
Instrument	2022024192
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 N 13TH ST, READING, PA 19604-1835

Mortgage

Document Number	0000024193
Date	Jun 14, 2022
Instrument	2022024193

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Mortgage

Document Number	0000024194
Date	Jun 14, 2022
Instrument	2022024194

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	NORWOOD, MA 02062

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1408 N 13TH ST, READING, PA 19604-1835
Document Number	0000018417
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 N 13TH ST READING PA 196041835, READING, PA 19604-1835

Mortgage

Document Number	0000018417
Date	May 24, 2017
Instrument	18417

Lender

Name	READING BERKS SCHOOL EMPS CU
Type	Credit Union
Address	READING, PA 19604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 23, 2027

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,012.00 (+6.62%) Homeowner's exemption	$71,300 (-) Land $18,800 Building $52,500	$18,800 (-73.63%) Land $18,800
2024	$1,887.00	$71,300 Land $18,800 Building $52,500
1994			$71,300 Land $18,800 Building $52,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1988)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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