1408 Montecristo Ct, Denton, TX 76210 Property Records

Denton County property record for 1408 Montecristo Ct, Denton, TX 76210

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,148 sqft · built 1999
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$232,750 (May 2026)
Tax Bill	$2,530 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R199596 420074`

Property Details

APN / Parcel Number

Primary APN	`R199596 420074`
Alternative APNs	`SD3591A-00000B-0000-0039-0000` `SD3591A-00000B-0000-0039` `R199596` `1003305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,148 sqft Living Area
Gross Area	2,773 sqft
1st Floor Area	2,148 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	1 ft deep x 8,625 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1408 MONTECRISTO CT
City	DENTON
State	TX
Zip	76210-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEMONT ADDN PH I BLK B LOT 39
Legal Subdivision	RIDGEMONT ADDN PH I
Legal Block	B
Legal Lot Number	39
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	4
Census Block	4021
Census Tract	21304

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1408 MONTECRISTO CT, DENTON, TX 76210-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 24, 2018	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Jul 9, 2014 · Amount on Record
Deed Document Number	202651791
Prior Transfer Date	Jul 8, 2014
Prior Transfer Doc	0000066637
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DENTON TX
Recording Date	May 5, 2026
Property Address	1408 MONTECRISTO CT, DENTON, TX 76210-1402
Document Number	0000051791
Instrument Date	May 4, 2026
Instrument	2026.51791
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 MONTECRISTO CT, DENTON, TX 76210-1402

Mortgage

Document Number	0000051792,
Date	May 5, 2026
Instrument	2026..51792

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1408 MONTECRISTO CT, DENTON, TX 76210-1402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004993
Date	Jan 11, 2021
Instrument	2021-004993

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Aug 24, 2018
Property Address	1408 MONTECRISTO CT, DENTON, TX 76210-1402
Document Number	0000100744
Instrument Date	Aug 24, 2018
Instrument	100744
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 HOGANTH ST WATERFORD MI 48328, WATERFORD, MI 48328

Mortgage

Document Number	100745
Date	Aug 24, 2018
Instrument	100745

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,900 (+1%) Land $135,844 Building $270,813	$406,657 (+19.96%) Land $135,844 Building $270,813
2025	$2,530.00 (-30.03%)	$339,000 (-3.56%) Land $94,875 Building $244,125	$339,000 (-3.56%) Land $94,875 Building $244,125
2024	$3,616.00 (-0.14%)
2023	$3,621.00 (-28.01%) Homeowner's exemption Senior Citizen's exemption	$351,515 Land $94,875 Building $256,640	$351,515 Land $94,875 Building $256,640
2022	$5,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ElektraFi, Hotwire Communications, Nextlink.

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