1408 MIPALY LN CARMICHAEL CA 95608, CARMICHAEL, CA 95608
Mortgage
Document Number
1810121009
Date
Oct 12, 2018
Instrument
1810121009
Lender
Name
UNITED WHOLESALE MTG
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Amount
Amount on Record
Term
360 Months
Due
Oct 11, 2048
October 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Oct 12, 2018
Property Address
1408 MIPATY LN, CARMICHAEL, CA 95608-6030
Document Number
1810121007
Instrument Date
Oct 9, 2018
Instrument
1810121007
Transaction Type
Transfer
Record Updated
Oct 25, 2018
Title Company
ORANGE COAST TITLE COMPANY/NTHRN CA
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
1408 MIPATY LN CARMICHAEL CA 956086030, CARMICHAEL, CA 95608-6030
April 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Apr 26, 2018
Property Address
1408 MIPATY LN, CARMICHAEL, CA 95608-6030
Document Number
1804261112
Instrument Date
Apr 18, 2018
Instrument
1804261112
Transaction Type
Transfer
Record Updated
May 4, 2018
Title Company
PLACER TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$586.30
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
4704 ROSEVILLE RD #105 NORTH HIGHLANDS CA 956605173, 105, NORTH HIGHLANDS, CA 95660-5173
Investor
Possibly a Property Investor
Mortgage
Document Number
1804261113
Date
Apr 26, 2018
Instrument
1804261113
Lender
Name
5 ARCH FNDG
Type
Funding / Finance Company
Address
IRVINE, CA 92612
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 1408 Mipaty Ln was $9,604 with a homeowner's exemption, up 1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Unified School District
San Juan Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$826,057 (+2%)Land $324,278Building $501,779
2025
$9,604.00 (+0.98%)Homeowner's exemption
$809,861Land $317,920Building $491,941
2024
$9,511.00 (+2.62%)
2023
$9,268.00 (+0.55%)Homeowner's exemption
$778,416Land $305,576Building $472,840
2022
$9,217.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 1408 Mipaty Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 49 policies
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
49 in force
Nearby Flood Claims
11 (1978–2009)
Claims Outside the SFHA
2 of 11
Most Recent Claim
Oct 2009 · rainfall accumulation
Claims by Event
Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1408 Mipaty Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source
Purchased surface water from several systems
Last State Inspection
Apr 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area