1408 Main St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 1408 Main St, Lancaster, MA 01523

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,244 sqft · built 1834
Lot Size	0.74 acres (32,234 sqft)
Owner	Trust Name on File
Last Sale	$212,000 (Jun 1991)
Tax Bill	$7,039 (2025)
Deeds & Mortgages	Dec 2017 Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`LANC M:030.0 B:0000 L:0161.0`

Property Details

APN / Parcel Number

Primary APN	`LANC M:030.0 B:0000 L:0161.0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1834
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	1408 MAIN ST
City	LANCASTER
State	MA
Zip	01523-2585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	161.0
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1010
Census Tract	713100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Village Historic District listed 1977 · 20 contributing resources · NRIS 77000199

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1408 Main St is owner-occupied and held in a trust since May 2020.

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	1408 MAIN ST, LANCASTER, MA 01523-2585
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage LEADER BANK NA
May 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 1991 · Amount on File
Deed Sale	Jun 28, 1991 · Amount on File
Deed Book / Page	13488 / 48
Last Transfer Date	May 22, 2020
Transfer Doc	62473-219
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	1408 MAIN ST, LANCASTER, MA 01523-2585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58234-108
Date	Dec 22, 2017
Book Page	58234/108
Instrument	143922

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	132 Months
Due	Dec 1, 2028

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	May 27, 2020
Property Address	1408 MAIN ST, LANCASTER, MA 01523-2585
Document Number	62473-219
Book / Page	062473 / 000219
Instrument Date	May 22, 2020
Instrument	54184
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 MAIN ST LANCASTER MA 015232585, LANCASTER, MA 01523-2585

Tax Assessment & Valuation

The 2025 property tax bill for 1408 Main St was $7,039.

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,039.00	$435,600 Land $105,900 Building $329,700	$695,020 (+14.37%)
2024			$607,715
2023	$6,783.00	$394,600 Land $87,700 Building $306,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	27 (1978–2010)
Claims Outside the SFHA	4 of 27
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	17 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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