1408 Main St E, Locust, NC 28097 Property Records

Stanly County property record for 1408 Main St E, Locust, NC 28097 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,512 sqft Finished Area
Lot Size	20,473 sqft (0.469 acres)
Occupancy	Owner Occupied
Tax Bill	$1,378.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`558503029550`
Alternative APNs	`1541883` `10863` `996`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,512 sqft Finished Area
Stories	1 Stories

Exterior

Year Built	Built 1984
Exterior Material	Brick Veneer Exterior
Foundation Type	Masonry Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	20,473 sqft (0.469 acres)
Depth X Width	150 ft x 136 ft Depth x Width
Deck Area	196 sqft Deck
Porch	1 Porch
Porch Area	35 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1541883
Street Address	1408 MAIN ST E
City	LOCUST
State	NC
Zip	28097-8729
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE 1408 E MAIN ST LOT 3 558503010
Legal Lot Number	3
Jurisdiction	STANLY NC
Minor Civil Division	FURR
Census Blockgroup	2
Census Block	2051
Census Tract	930801

Owner

Source: Stanly County records · APN 558503029550

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1408 MAIN ST E, LOCUST, NC 28097-8729
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2022
Deed Sale	Jul 27, 2022
Deed Doc Number	0000003531
Record Refreshed	Jun 07, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	1408 MAIN ST E, LOCUST, NC 28097-8729
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000463025
Date	Nov 01, 2023
Book Page	1836/1332
Instrument	463025

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,378.00 (+434.11%)	$126,446 (-) Land $20,808 Building $105,638	$126,446 (-) Land $20,808 Building $105,638
2022	$258.00	$126,446 Land $20,808 Building $105,638	$126,446 Land $20,808 Building $105,638

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.