Oakland County property record for 1408 Madison Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,180 sqft · built 1974 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $393,000 (Oct 2022) |
| Tax Bill | $6,298 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-23-181-008 |
| Primary APN | 88-20-23-181-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,180 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 1,284 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 120 ft deep x 72 ft wide |
| Garage Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1408 MADISON DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-5374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 23 RAINTREE VILLAGE SUB NO 2 LOT 501 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 23 |
| Legal Subdivision | RAINTREE VILLAGE SUB #2 |
| Legal Lot Number | 501 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 197200 |
Source: Oakland County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1408 MADISON DR, TROY, MI 48083-5374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
| Oct 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2022 · Amount on Record |
| Deed Sale | Oct 11, 2022 · Amount on Record |
| Prior Sale | Mar 14, 2001 · Amount on Record |
| Deed Document Number | 2022456500 |
| Deed Book / Page | 58180 / 351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 15, 2026 |
| Property Address | 1408 MADISON DR, TROY, MI 48083-5374 |
| Document Number | 0000102148 |
| Book / Page | 61364 / 611 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 2026102148 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1408 MADISON DR, TROY, MI 48083-5374 |
| Document Number | 0000102148, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 61364/611 |
| Instrument | 2026102148 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 1, 2051 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 11, 2022 |
| Property Address | 1408 MADISON DR, TROY, MI 48083-5374 |
| Document Number | 0000456500 |
| Book / Page | 58180 / 351 |
| Map Reference | LB 139 PG 1 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 456500 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | LUXURY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,947.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1865 NEWPORTE CT, ROYAL OAK, MI 48073-1214 |
| Name | Verified Name |
|---|---|
| Address | 4246 MARTIN RD, WARREN, MI 48092-2513 |
| Document Number | 0000458282 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 58189/367 |
| Instrument | 458282 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,298.00 (+66.48%) | ||
| 2023 | $328,500 | ||
| 2022 | $3,783.00 | $164,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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