1408 Leo Ln, Buffalo, MN 55313 Property Records

Wright County property record for 1408 Leo Ln, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,340 sqft · built 2002
Lot Size	0.404 acres (17,601 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (May 2015)
Tax Bill	$4,250 (2026)
Deeds & Mortgages	Sep 2018 Loan Modification Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-178-001230`

Property Details

APN / Parcel Number

Primary APN	`103-178-001230`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft
Basement Area	987 sqft
Finished Basement	987 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	17,601 sqft (0.404 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1408 LEO LN
City	BUFFALO
State	MN
Zip	55313-2376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-21 TWP-120 RANGE-025 WHISPERING WINDS LOT-023 BLOCK-001
Legal Range	025
Legal Township	120
Legal Section	21
Legal Subdivision	WHISPERING WINDS
Legal Block	1
Legal Lot Number	23
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2001
Census Tract	100704

Owner

1408 Leo Ln is owned and occupied by two individuals who bought it in May 2015.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1408 LEO LN, BUFFALO, MN 55313-2376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS
Sep 7, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2015 · Amount on File
Deed Sale	May 28, 2015 · Amount on File
Prior Sale	Sep 5, 2012 · Amount on File
Deed Document Number	2015353576
Record Updated	Oct 29, 2026

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	1408 LEO LN, BUFFALO, MN 55313-2376
Document Number	0001382205
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1408 LEO LN BUFFALO MN 553132376, BUFFALO, MN 55313-2376

Mortgage

Document Number	0001382205
Date	Oct 17, 2018
Instrument	1382205

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Interest

Rate	4.75%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1408 LEO LN, BUFFALO, MN 55313-2376
Document Number	0001382206
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1408 LEO LN BUFFALO MN 553132376, BUFFALO, MN 55313-2376

Mortgage

Document Number	0001382206
Date	Oct 17, 2018
Instrument	1382206

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1408 Leo Ln was $4,250.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,250.00	$363,100 (+2.8%) Land $75,000 Building $288,100	$363,100 (+2.8%) Land $75,000 Building $288,100
2025		$353,200 Land $75,000 Building $278,200	$353,200 Land $75,000 Building $278,200
2023	$3,944.00 (+2.82%)	$335,400 Land $70,000 Building $265,400	$335,400 Land $70,000 Building $265,400
2022	$3,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 Leo Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Leo Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buffalo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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