1408 Laurel St, Kearney, MO 64060 Property Records

Clay County property record for 1408 Laurel St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,732 sqft · built 1986
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,518 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-917-00-02-032.00`

Property Details

APN / Parcel Number

Primary APN	`07-917-00-02-032.00`
Alternative APNs	`0791700020320001` `7917000203200` `296798`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,865 sqft
1st Floor Area	1,732 sqft
Basement Area	532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	130 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	32 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1408 LAUREL ST
City	KEARNEY
State	MO
Zip	64060-8414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK 9TH PLAT LT 145
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	SOUTHBROOK 09
Legal Lot Number	145
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3021
Census Tract	21812

Owner

1408 Laurel St is owned and occupied by two individuals who acquired it in March 2023.

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1408 LAUREL ST, KEARNEY, MO 64060-8414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Closed-End Mortgage REGIONAL MISSOURI BANK
Mar 3, 2023	Warranty Deed, Transfer NOT AVAILABLE, MCCOLLY COMMUNITY TITLE
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit REGIONAL MISSPURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023
Deed Sale	Mar 3, 2023
Prior Sale	Jul 8, 2010 · Amount on File
Deed Document Number	20234353
Deed Book / Page	9524 / 121
Prior Transfer Date	Mar 31, 2004
Prior Transfer Doc	0000061546
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1408 LAUREL ST # 1410, 1410, KEARNEY, MO 64060-8414
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 WELLINGTON WAY, LIBERTY, MO 64068-3250

Mortgage

Document Number	0000001912
Date	Jan 18, 2022
Book Page	9283/136
Instrument	2022001912

Lender

Name	REGIONAL MISSOURI BANK
Type	Bank
Address	MARCELINE, MO 64658

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 14, 2037

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Mar 3, 2023
Property Address	1408 LAUREL ST # 1410, 1410, KEARNEY, MO 64060-8414
Document Number	0000004353
Book / Page	9524 / 121
Instrument Date	Mar 2, 2023
Instrument	2023004353
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	NOT AVAILABLE, MCCOLLY COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 LAUREL ST, KEARNEY, MO 64060-8414

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1408 LAUREL ST # 1410, 1410, KEARNEY, MO 64060-8414
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041809
Date	Dec 11, 2017
Book Page	8105/145
Instrument	2017041809

Lender

Name	REGIONAL MISSPURI BANK
Type	Non-Lending Institution
Address	MARCELINE, MO 64658

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1408 Laurel St was $3,518.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,518.00	$53,770	$283,000
2023	$3,337.00	$48,870	$257,210
2019	$2,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Laurel St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: Brightspeed, United Fiber, Verizon, Wisper ISP.

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