1408 Kelcrasta Dr, Saint Johns, MI 48879 Property Records

Clinton County property record for 1408 Kelcrasta Dr, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,520 sqft · built 2019
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$39,900 (Dec 2019)
Tax Bill	$4,557 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`300-217-000-068-00`

Property Details

APN / Parcel Number

Primary APN	`300-217-000-068-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Basement Area	1,520 sqft
Finished Basement	1,520 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	305 ft deep x 73.5 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1408 KELCRASTA DR
City	SAINT JOHNS
State	MI
Zip	48879-8266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 68 JOHNELLA EST PHASE III '05 SPLIT FROM 008-100-002-54 CITY OF ST JOHNS T7N R2W
Legal Subdivision	JOHNELLA EST
Legal Phase	3
Legal Block	2
Legal Lot Number	68
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	1
Census Block	1002
Census Tract	10801

Owner

1408 Kelcrasta Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Clinton County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1408 KELCRASTA DR, SAINT JOHNS, MI 48879-8266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Commercial Mortgage TEAM FINANCIAL GROUP INC
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Dec 16, 2019	Warranty Deed, Transfer THOMAS KLEIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on File
Deed Sale	Dec 16, 2019 · Amount on File
Prior Sale	Aug 17, 2012 · Amount on File
Deed Document Number	20195287274
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1408 KELCRASTA DR, SAINT JOHNS, MI 48879-8266
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 KELCRASTA DR, SAINT JOHNS, MI 48879-8266

Mortgage

Document Number	0005358199
Date	Oct 7, 2025
Instrument	5358199

Lender

Name	TEAM FINANCIAL GROUP INC
Type	Non-Lending Institution
Address	GRAND RAPIDS, MI 49544

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1408 KELCRASTA DR, SAINT JOHNS, MI 48879-8266
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 KELCRASTA DR, SAINT JOHNS, MI 48879-8266

Mortgage

Document Number	0005322438
Date	Mar 7, 2022
Instrument	5322438

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1408 KELCRASTA DR, SAINT JOHNS, MI 48879-8266
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5290494
Date	Mar 19, 2020
Instrument	5290494

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Dec 16, 2019
Property Address	1408 KELCRASTA DR, SAINT JOHNS, MI 48879-8266
Document Number	5287274
Map Reference	LB 10 PG 66
Instrument Date	Dec 6, 2019
Instrument	5287274
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount on Record
Tax	$344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7575 S AIRPORT RD, 7575, DEWITT, MI 48820-9102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 W MEAD J RD, J, SAINT JOHNS, MI 48879-9415

Mortgage

Document Number	5287275
Date	Dec 16, 2019
Instrument	5287275

Lender

Name	THOMAS KLEIN
Type	Private Party

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1408 Kelcrasta Dr was $4,557 with a homeowner's exemption, down 34% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,900 (+9.26%) Land $23,600 Building $198,300	$443,800 (+9.26%) Land $47,200 Building $396,600
2025	$4,557.00 (-33.99%) Homeowner's exemption	$203,100 Land $21,500 Building $181,600	$406,200 Land $43,000 Building $363,200
2024	$6,903.00 (+15.61%)
2023	$5,971.00 Homeowner's exemption	$180,300	$360,600
2022	$5,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 Kelcrasta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1408 Kelcrasta Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CMS Internet.

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