1408 Johnson St, #A, Key West, FL 33040 Property Records

Monroe County property record for 1408 Johnson St, #A, Key West, FL 33040

Property Summary

Property TypeMulti-Family Dwellings
Details2 bd · 2 ba · 1,344 sqft · built 1958
Lot Size0.083 acres (3,620 sqft)
OwnerCompany Name on Record
Last Sale$1,210,000 (Jul 2025)
Tax Bill$6,970 (2024)
Deeds & MortgagesMay 2023 Line of Credit
Nov 2022 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00060110-000000

Property Details

APN / Parcel Number

Primary APN00060110-000000
Alternative APNs
  • 01010100060110000000
  • 1060577

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area1,344 sqft Total Area
1st Floor Area1,344 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2015
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area3,620 sqft (0.083 acres)
Lot Dimensions88 ft deep x 43 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area168 sqft
Patio Area624 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1060577
Old Parcel Number01010100060110000000
Street Address1408 JOHNSON ST # A, A
CityKEY WEST
StateFL
Zip33040-5018
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionKW LAND BUYERS ASSN PB1-22 PT LOTS 2 & 3 SQR 1 TR 28 OR331-188/89 OR388-719/26 OR512-275 OR514-134D/C OR608-556 OR625-773/74
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKEY WEST LAND BUYERS ASSN
Legal Tract28
Legal Lot Number2-3 3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1025
Census Tract972000

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1105 CALLE ENSENADA, MARATHON, FL 33050-2521
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Nov 8, 2022Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Sep 18, 2020Warranty Deed, Transfer · FHA Mortgage
IBERIABANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2025 · Amount on Record
Deed SaleJul 14, 2025 · Amount on Record
Prior SaleSep 18, 2020 · Amount on Record
Deed Document Number2507754
Deed Book / Page3335 / 292
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1408 JOHNSON ST # A, A, KEY WEST, FL 33040-5018
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032270848
DateMay 30, 2023
Book Page3227/848
Instrument2419652
Lender
NameFIRST HORIZON BANK
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 22, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1408 JOHNSON ST # A, A, KEY WEST, FL 33040-5018
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 JOHNSON ST A, A, KEY WEST, FL 33040-5018

Mortgage

Document Number0032002006
DateNov 8, 2022
Book Page3200/2006
Instrument2396995
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 18, 2020
Property Address1408 JOHNSON ST # A, A, KEY WEST, FL 33040-5018
Document Number0030442182
Book / Page3044 / 2182
Map ReferenceMB 1 PG 22
Instrument DateSep 15, 2020
Instrument2282332
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,564.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address687 CRANE BLVD, 687, SUGARLOAF KEY, FL 33042-3146

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1408 JOHNSON ST # B, B, KEY WEST, FL 33040-5018

Mortgage

Document Number0030442184
DateSep 18, 2020
Instrument3044/2184
Lender
NameIBERIABANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$849,175 (+6.56%)$856,611 (+7.49%) Land $578,659 Building $277,952
2024$6,970.00 (+3.55%)
2023$6,731.00 (+25.34%) Homeowner's exemption$796,908 (+27.73%) Land $599,186 Building $197,722$796,908 (+27.73%) Land $599,186 Building $197,722
2022$5,370.00$623,897 Land $426,175 Building $197,722$623,897 Land $426,175 Building $197,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 325 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies339 units insured
incl. 14 condo units
Nearby Flood Claims769 (1980–2025)
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 88 claims
  • Hurricane Wilma, Oct 2005 · 313 claims
  • Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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