1408 Jean St, Gainesville, TX 76240 Property Records

Cooke County property record for 1408 Jean St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,866 sqft · built 2021
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$247,826 (Mar 2022)
Tax Bill	$5,609 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2360-003-00005`

Property Details

APN / Parcel Number

Primary APN	`2360-003-00005`
Alternative APNs	`2360-003-00005-MHL` `13562`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,866 sqft Living Area
Gross Area	2,191 sqft
1st Floor Area	672 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Area	285 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2360-003-00005
Street Address	1408 JEAN ST
City	GAINESVILLE
State	TX
Zip	76240-5829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALL ADDN; BLOCK 3; LOT 5; ACRES .1607
Legal Subdivision	HALL ADDN
Legal Block	3
Legal Lot Number	5
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3008
Census Tract	1100

Owner

1408 Jean St is owned and occupied by an individual who bought it in March 2022.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1408 JEAN ST, GAINESVILLE, TX 76240-5829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage CEASONS HOLDINGS LLC
Mar 1, 2022	Vendor's Lien, Transfer · Stand-Alone Second Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Prior Sale	Aug 5, 2021
Deed Document Number	20221835
Deed Book / Page	2491 / 211
Prior Transfer Date	Sep 1, 2005
Prior Transfer Doc	001389/748
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1408 JEAN ST, GAINESVILLE, TX 76240-5829
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 TIMBER VALLEY DR, FLOWER MOUND, TX 75028-1318

Mortgage

Document Number	0002451/71
Date	Sep 23, 2021
Book Page	2451/71
Instrument	2021-08201

Lender

Name	CEASONS HOLDINGS LLC
Type	Non-Lending Institution
Address	DALLAS, TX 75248

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 16, 2022

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 1, 2022
Property Address	1408 JEAN ST, GAINESVILLE, TX 76240-5829
Document Number	002491/211
Book / Page	2491 / 211
Map Reference	VOL B PG 35
Instrument Date	Feb 25, 2022
Instrument	2022-1835
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	ONT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 JEAN ST, GAINESVILLE, TX 76240-5829

Mortgage

Document Number	0020221837
Date	Mar 1, 2022
Instrument	2022-1837

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	35 Months
Due	Feb 25, 2025

Mortgage

Document Number	002491/215
Date	Mar 1, 2022
Book Page	2491/215
Instrument	2022-1836

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1408 Jean St was $5,609 with a homeowner's exemption, up 25.1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,609.00 (+25.15%) Homeowner's exemption	$268,120 (-4.58%) Land $28,490 Building $239,630	$268,120 (-4.58%) Land $28,490 Building $239,630
2025	$4,482.00 (+0.34%) Homeowner's exemption	$281,004 Land $28,490 Building $252,514	$281,004 Land $28,490 Building $252,514
2024	$4,467.00
2023		$278,059 (+1%) Land $25,900 Building $255,798	$281,698 (+11.44%) Land $25,900 Building $255,798
2022	$5,503.00	$252,781 Land $23,100 Building $229,681	$252,781 Land $23,100 Building $229,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 Jean St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Jean St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8, T-Mobile.

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