1408 Hidden Valley Rd, Elgin, SC 29045 Property Records

Richland County property record for 1408 Hidden Valley Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,890 sqft · built 1979
Lot Size5.15 acres (224,334 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Jan 2026)
Tax Bill$1,496 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Jan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23700-02-02

Property Details

APN / Parcel Number

Primary APN23700-02-02
Alternative APNs
  • R23700-02-02
  • 00844876

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,890 sqft Heated Area
Gross Area2,329 sqft
1st Floor Area1,288 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area224,334 sqft (5.15 acres)
Garage TypeCarport
Garage Area262 sqft
CarportCarport
Carport Area262 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area153 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00844876
Street Address1408 HIDDEN VALLEY RD
CityELGIN
StateSC
Zip29045-9635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU
Legal DescriptionPT LOT 9 #SU HIDDEN VALLEY #PR Y-1955 #OM 0782-03-10
Legal SubdivisionJAMES HORTON AND TERESA HORTON
Legal Lot Number9
JurisdictionRICHLAND SC
Township / Civil DivisionBLYTHEWOOD
Census Block Group3
Census Block3005
Census Tract10104

Owner

Source: Richland County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1408 HIDDEN VALLEY RD, ELGIN, SC 29045-9635
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PLANET HOME LENDING LLC
Jan 27, 2026Warranty Deed, Transfer · FHA Mortgage
PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2026 · Amount on Record
Deed SaleJan 27, 2026 · Amount on Record
Deed Document Number20264047
Deed Book / Page3094 / 2484
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address1408 HIDDEN VALLEY RD, ELGIN, SC 29045-9635
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanySOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030942502
DateJan 27, 2026
Book Page3094/2502
Instrument2026004050
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 1, 2036

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateJan 27, 2026
Property Address1408 HIDDEN VALLEY RD, ELGIN, SC 29045-9635
Document Number0030942484
Book / Page3094 / 2484
Map ReferenceMB Y PG 1955
Instrument DateJan 24, 2026
Instrument2026004047
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanySOURCEPOINT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$949.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1408 HIDDEN VALLEY RD, ELGIN, SC 29045-9635

Mortgage

Document Number0030942489
DateJan 27, 2026
Book Page3094/2489
Instrument2026004049
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,496.00 (+18.26%)$6,284 (-)$233,600 (+48.7%) Land $51,500 Building $182,100
2023$1,265.00 (+1.93%)$6,284 (-0.25%)$157,100 (-)
2021$1,241.00$6,300$157,100 Land $29,700 Building $127,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 48% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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