1408 Harbour View Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1408 Harbour View Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,575 sqft · built 1989
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$564,000 (Jan 2021)
Tax Bill	$3,587 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`986308897027`

Property Details

APN / Parcel Number

Primary APN	`986308897027`
Alternative APN	`020103000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,575 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
View / Lot	Freeway Proximity

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986308897027
Street Address	1408 HARBOUR VIEW DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 20 PT 19 BLK: SEC: P PL: 3 SL: 158
Legal Subdivision	COLINGTON HARBOUR
Legal Lot Number	20-19
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2000
Census Tract	970301

Owner

1408 Harbour View Dr is owned and occupied by an individual who bought it in January 2021.

Source: Dare County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1408 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-8648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Jan 11, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Deed Document Number	2021700090801
Deed Book / Page	2455 / 656
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1408 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-8648
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002814/337
Date	Oct 3, 2025
Book Page	2814/337
Instrument	700153336

Lender

Name	TOWNEBANK
Type	Bank
Address	6013 HARBOUR VIEW BLVD, SUFFOLK, VA 23435

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jan 11, 2021
Property Address	1408 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-8648
Document Number	2455/656
Book / Page	2455 / 656
Map Reference	MB 3 PG 158
Instrument Date	Jan 11, 2021
Instrument	700090801
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-8648

Mortgage

Document Number	700090802
Date	Jan 11, 2021
Instrument	700090802

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1408 Harbour View Dr was $3,587, up 0.4% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,587.00 (+0.36%)	$820,600 (-) Land $227,700 Building $592,900	$820,600 Land $227,700 Building $592,900
2025	$3,574.00	$820,600 Land $227,700 Building $592,900
2023	$3,551.00	$568,300 Land $147,100 Building $421,200
2020			$820,600 Land $227,700 Building $592,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 Harbour View Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 430 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	430 in force
Nearby Flood Claims	93 (1993–2026)
Claims Outside the SFHA	6 of 93
Most Recent Claim	Feb 2026
Claims by Event	Tropical Storm Michael, Oct 2018 · 28 claims Hurricane Irene, Aug 2011 · 59 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Harbour View Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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