1408 Garfield Ave, Springfield, OH 45504 Property Records

Clark County property record for 1408 Garfield Ave, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,175 sqft · built 1932
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2021)
Tax Bill	$2,404 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-07-00036-411-006`

Property Details

APN / Parcel Number

Primary APN	`340-07-00036-411-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,175 sqft Living Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1408 GARFIELD AVE
City	SPRINGFIELD
State	OH
Zip	45504-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOUNTS ADD ALL; 10577
Legal Subdivision	BLOUNTS ADD
Legal Block	411
Legal Lot Number	10577
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3014
Census Tract	3700

Owner

1408 Garfield Ave is owned and occupied by an individual who bought it in June 2021.

Source: Clark County records, as of January 8, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1408 GARFIELD AVE, SPRINGFIELD, OH 45504-1433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jun 10, 2021	Survivorship Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Dec 27, 2016	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Nov 10, 2011 · Amount on File
Deed Document Number	2386
Deed Book / Page	2192 / 2558
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1408 GARFIELD AVE, SPRINGFIELD, OH 45504-1433
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 GARFIELD AVE, SPRINGFIELD, OH 45504-1433

Mortgage

Document Number	0000001955
Date	Feb 2, 2021
Book Page	2185/941
Instrument	202100001955

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	249 Months
Due	Nov 1, 2041

June 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLARK OH
Recording Date	Jun 10, 2021
Property Address	1408 GARFIELD AVE, SPRINGFIELD, OH 45504-1433
Document Number	0000010068
Book / Page	2192 / 2558
Map Reference	VOL 8 PG 4A
Instrument Date	Jun 7, 2021
Instrument	202100010068
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	OHIO REAL ESTATE TITLE, OHIO REAL ESTATE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1408 GARFIELD AVE, SPRINGFIELD, OH 45504-1433

Mortgage

Document Number	0000010069
Date	Jun 10, 2021
Instrument	202100010069

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1408 GARFIELD AVE, SPRINGFIELD, OH 45504-1433
Document Number	0000000461
Book / Page	002105 / 002360
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Jan 23, 2017
Title Company	ASSOCIATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 GARFIELD AVE SPRINGFIELD OH 455041433, SPRINGFIELD, OH 45504-1433

Mortgage

Document Number	0000000461
Date	Jan 11, 2017
Book Page	002105/002360
Instrument	461

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,560 Land $8,160 Building $57,400	$187,320 Land $23,310 Building $164,010
2024	$2,404.00
2023		$48,590 Land $7,580 Building $41,010
2022	$2,398.00		$138,820 Land $21,650 Building $117,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1408 Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Garfield Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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