1408 Ely Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 1408 Ely Rd, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1954
Lot Size	0.769 acres (33,538 sqft)
Owner	2 Individual Names on File
Last Sale	$123,000 (Jul 2018)
Tax Bill	$890 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109L K 003`

Property Details

APN / Parcel Number

Primary APN	`109L K 003`
Alternative APN	`0000036120`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,538 sqft (0.769 acres)
Lot Dimensions	261 ft deep x 128 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000036120
Street Address	1408 ELY RD
City	HIXSON
State	TN
Zip	37343-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1890B 06A 02 LOT 1 LAURA GRAY PB 20 PG 36 BLK 2
Legal Subdivision	GRAY LAURA
Legal Block	2
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3012
Census Tract	10433

Owner

1408 Ely Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1408 ELY RD, HIXSON, TN 37343-5004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Aug 20, 2007 · Amount on File
Deed Document Number	2018071300088
Deed Book / Page	11399 / 625
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 13, 2018
Property Address	1408 ELY RD, HIXSON, TN 37343-5004
Document Number	0713000088
Book / Page	011399 / 000625
Instrument Date	Jul 11, 2018
Instrument	180713000088
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1408 ELY RD HIXSON TN 373435004, HIXSON, TN 37343-5004

Mortgage

Document Number	713000089
Date	Jul 13, 2018
Book Page	011399/000627
Instrument	180713000089

Lender

Name	FIRST NAT'L BK/AMERICA
Type	Bank
Address	EAST SAGINAW STREET, MI 48823

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1408 Ely Rd was $890, up 8.1% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$890.00 (+8.14%)	$58,725 (+59.58%)	$234,900 (+59.58%) Land $60,000 Building $174,900
2024	$823.00	$36,800 (-)	$147,200 (-) Land $40,000 Building $107,200
2023	$823.00	$36,800	$147,200 Land $40,000 Building $107,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1408 Ely Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1978–2009)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Ely Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20