1408 Edgewater Dr, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1408 Edgewater Dr, Albert Lea, MN 56007

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,256 sqft · built 1994
Lot Size0.444 acres (19,382 sqft)
OwnerIndividual Name on Record
Tax Bill$6,634 (2026)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN34.136.0310

Property Details

APN / Parcel Number

Primary APN34.136.0310

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,256 sqft Living Area
1st Floor Area1,428 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area19,382 sqft (0.444 acres)
Lot Dimensions274 ft deep x 25 ft wide
Garage TypeAttached
Garage Area768 sqft
Deck Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1408 EDGEWATER DR
CityALBERT LEA
StateMN
Zip56007-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionEDGEWATER LOT-033 W1/2 LOT 32 & ALL OF LOT 33 EDGEWATER SUB EXC BEG SW COR LOT 33 TH N 159 FT ON W LINE SD 33 TO PT 159 FT ET
Legal SubdivisionEDGEWATER
Legal Lot Number33
JurisdictionFREEBORN MN
Township / Civil DivisionALBERT LEA
Census Block Group2
Census Block2002
Census Tract180400

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1408 EDGEWATER DR, ALBERT LEA, MN 56007-1504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2013
Deed SaleAug 29, 2013
Deed Document Number2013508169
Prior Transfer DateAug 28, 2013
Prior Transfer DocA508169
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEBORN MN
Property Address1408 EDGEWATER DR, ALBERT LEA, MN 56007-1504
Transaction TypeMortgage
Record UpdatedJun 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA545239
DateNov 5, 2020
InstrumentA545239
Lender
NameCOMMUNITY BANK MANKATO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityAlbert Lea City
CountyFreeborn County
Unified School DistrictAlbert Lea Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,634.00 Homeowner's exemption$423,200 (+19.35%) Land $14,600 Building $408,600$423,200 (+19.35%) Land $14,600 Building $408,600
2025$6,634.00 (+30.13%)
2023$5,098.00 (+1.84%) Homeowner's exemption$354,600 Land $14,600 Building $340,000$354,600 Land $14,600 Building $340,000
2020$5,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAlbert Lea
serves 18,492 people · EPA ID MN1240001
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.81 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Winnebago Cooperative Telecom Association
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
GigFire
Fiber · Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Midco
Fixed Wireless
100 / 20

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