1408 E Scott Ave, Stillwater, OK 74075 Property Records

Payne County property record for 1408 E Scott Ave, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1961
Lot Size	0.254 acres (11,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Oct 2023)
Tax Bill	$2,299 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-1-SD585-008-0015`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-1-SD585-008-0015`
Alternative APNs	`600007333` `7333`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Cellar	Cellar

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,071 sqft (0.254 acres)
Lot Dimensions	135 ft deep x 82 ft wide
Garage Type	Mixed
Garage Area	276 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	156 sqft
Patio Area	283 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7333
Street Address	1408 E SCOTT AVE
City	STILLWATER
State	OK
Zip	74075-7819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DONALDSON & MANNING EASTERN HILLS BLK 8 LOT 15
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	DONALDSON & MANNING EASTERN HILLS
Legal Block	8
Legal Lot Number	15
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4013
Census Tract	10600

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	W202N11489 MERKEL DR, GERMANTOWN, WI 53022-2913
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUE SKY CU
Oct 11, 2023	Warranty Deed, Transfer · Conventional Mortgage OAKTREE FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Deed Document Number	20239930
Deed Book / Page	2771 / 413
Prior Transfer Date	Nov 15, 2012
Prior Transfer Doc	0020580773
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1408 E SCOTT AVE, STILLWATER, OK 74075-7819
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026190421
Date	Mar 19, 2021
Book Page	2619/421
Instrument	2021-003376

Lender

Name	TRUE SKY CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73139

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Oct 11, 2023
Property Address	1408 E SCOTT AVE, STILLWATER, OK 74075-7819
Document Number	0027710413
Book / Page	2771 / 413
Instrument Date	Oct 10, 2023
Instrument	I-2023-009930
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	W202N11489 MERKEL DR, GERMANTOWN, WI 53022-2913

Mortgage

Document Number	0027710415
Date	Oct 11, 2023
Book Page	2771/415
Instrument	I-2023-009931

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender
Address	UPLAND, CA 91786

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,835 (+3.35%) Land $4,062 Building $19,773	$209,086 (+3.35%) Land $35,638 Building $173,448
2025	$2,299.00 (-1.96%)	$23,062 (-) Land $3,420 Building $19,642
2024	$2,345.00 (+46.65%)	$23,062 (+37.59%) Land $3,420 Building $19,642	$202,300 (+2.84%) Land $30,000 Building $172,300
2023	$1,599.00 (+3.43%) Homeowner's exemption	$16,761 (+3%) Land $2,556 Building $14,205	$196,720 (+13.06%) Land $30,000 Building $166,720
2022	$1,546.00 Homeowner's exemption	$16,273 Land $2,338 Building $13,935	$173,990 Land $25,000 Building $148,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centranet.

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