1408 E Madison Ave, El Cajon, CA 92019 Property Records

San Diego County property record for 1408 E Madison Ave, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,728 sqft · built 2007
Lot Size	0.161 acres (7,020 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jun 2017)
Tax Bill	$6,509 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`511-015-35-00`

Property Details

APN / Parcel Number

Primary APN	`511-015-35-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	7,020 sqft (0.161 acres)

Location & Zoning

Street Address	1408 E MADISON AVE
City	EL CAJON
State	CA
Zip	92019-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O-P
Legal Description	PAR 2 TR PM20287
Legal Subdivision	CITY OF EL CAJON
Legal Tract	1020287
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	16403

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1408 E MADISON AVE, EL CAJON, CA 92019-1001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT INC
Jun 5, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	Aug 12, 2008 · Amount on Record
Deed Document Number	2017251247
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1408 E MADISON AVE, EL CAJON, CA 92019-1001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 E MADISON AVE, EL CAJON, CA 92019-1001

Mortgage

Document Number	0000618974
Date	Oct 13, 2020
Instrument	2020-0618974

Lender

Name	RATE RABBIT INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2017
Property Address	1408 E MADISON AVE, EL CAJON, CA 92019-1001
Document Number	0000251247
Instrument Date	May 19, 2017
Instrument	251247
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 E MADISON AVE EL CAJON CA 920191001, EL CAJON, CA 92019-1001

Mortgage

Document Number	251248
Date	Jun 5, 2017
Instrument	251248

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,944 (+2%) Land $230,837 Building $284,107
2025	$6,509.00 (+0.03%) Homeowner's exemption	$504,848 (+4.04%) Land $226,311 Building $278,537
2023	$6,507.00 (+2.73%) Homeowner's exemption	$485,246 Land $217,524 Building $267,722
2022	$6,334.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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