1408 E Lucas St, Algona, IA 50511 Property Records

Kossuth County property record for 1408 E Lucas St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1961
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (Apr 2007)
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-01-334-002`

Property Details

APN / Parcel Number

Primary APN	`22-01-334-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Basement Area	864 sqft
Finished Basement	425 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1408 E LUCAS ST
City	ALGONA
State	IA
Zip	50511-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 193 CALLS ADD
Legal Subdivision	CALLS ADDITION TO ALGONA
Legal Block	193
Legal Lot Number	3
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	2
Census Block	2028
Census Tract	950500

Owner

1408 E Lucas St is owned and occupied by an individual who bought it in April 2007.

Source: Kossuth County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1408 E LUCAS ST, ALGONA, IA 50511-2155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2007 · Amount on File
Deed Sale	Apr 30, 2007 · Amount on File
Prior Sale	Aug 8, 2005 · Amount on File
Deed Document Number	20071686
Deed Book / Page	2007 / 1686
Prior Transfer Date	Jul 15, 2005
Prior Transfer Doc	2005/2543
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Recording Date	Aug 19, 2026
Property Address	1408 E LUCAS ST, ALGONA, IA 50511-2155
Document Number	0000002167
Book / Page	2026 / 2167
Instrument Date	Aug 13, 2026
Instrument	20262167
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	SETTLEMENT SERVICES, SUMMIT SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 E LUCAS ST, ALGONA, IA 50511-2155

Mortgage

Document Number	0000002167,
Date	Aug 19, 2026
Book Page	2026/2167
Instrument	20262167

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1408 E Lucas St was $1,526 with a homeowner's exemption, up 1.9% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00 (+1.94%) Homeowner's exemption	$107,566 Land $19,800 Building $87,766
2024	$1,497.00
2023		$98,288 Land $17,160 Building $81,128	$98,288 Land $17,160 Building $81,128
2021	$1,401.00		$107,566 Land $19,800 Building $87,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 E Lucas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 E Lucas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Algona Municipal Utilities Fiber · Cable in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

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