1408 Downey St, Flint, MI 48503 Property Records

Genesee County property record for 1408 Downey St, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,540 sqft · built 1927
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Mar 2024)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-231-015`

Property Details

APN / Parcel Number

Primary APN	`40-23-231-015`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	880 sqft
Basement Area	880 sqft
Unfinished Basement	881 sqft
Game Room	Game Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1408 DOWNEY ST
City	FLINT
State	MI
Zip	48503-3550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	WOODCROFT LOT 115 PROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED ON THE SPECIAL ACT ROLL PURSUANT TO PA 261 OF 2003
Legal Subdivision	WOODCROFT
Legal Lot Number	115
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	4
Census Block	4009
Census Tract	3700

Owner

1408 Downey St is owned and occupied by an individual who bought it in March 2024.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1408 DOWNEY ST, FLINT, MI 48503-3550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 13, 2024	Warranty Deed, Transfer · FHA Mortgage CASON HOME LOANS
Oct 28, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 8, 2019	Correction Deed, Transfer NOT AVAILABLE
May 6, 2019	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2024 · Amount on File
Deed Sale	Mar 13, 2024 · Amount on File
Prior Sale	Oct 28, 2021 · Amount on File
Deed Document Number	202411102
Prior Transfer Date	Oct 21, 2021
Prior Transfer Doc	0000084218
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	May 12, 2026
Property Address	1408 DOWNEY ST, FLINT, MI 48503-3550
Document Number	0000032244
Instrument Date	May 12, 2026
Instrument	202632244
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 DOWNEY ST, FLINT, MI 48503-3550

Mortgage

Document Number	0000032244,
Date	May 12, 2026
Instrument	202632244

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 13, 2024
Property Address	1408 DOWNEY ST, FLINT, MI 48503-3550
Document Number	0000011102
Map Reference	LB 5 PG 26
Instrument Date	Mar 12, 2024
Instrument	202403130011102
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1174 ROBERT T LONGWAY BLVD, FLINT, MI 48503-1851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 BEGOLE ST, FLINT, MI 48504-3119

Mortgage

Document Number	0000011218
Date	Mar 14, 2024
Instrument	202403140011218

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 28, 2021
Property Address	1408 DOWNEY ST, FLINT, MI 48503-3550
Document Number	0000084218
Instrument Date	Oct 21, 2021
Instrument	202110280084218
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	452 S SAGINAW ST # ST2ND, 452, FLINT, MI 48502-1826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 ROBERT T LONGWAY BLVD, FLINT, MI 48503-1851

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 23, 2019
Property Address	1408 DOWNEY ST, FLINT, MI 48503-3550
Document Number	0000078284
Instrument Date	Dec 19, 2019
Instrument	78284
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 8, 2019
Property Address	1408 DOWNEY ST, FLINT, MI 48503-3550
Document Number	0000041947
Instrument Date	May 6, 2019
Instrument	41947
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	GENESEE MI
Recording Date	May 6, 2019
Property Address	1408 DOWNEY ST, FLINT, MI 48503-3550
Document Number	0000034907
Instrument Date	May 6, 2019
Instrument	34907
Transaction Type	Foreclosure
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1408 Downey St was $2,717 with a homeowner's exemption, up 21.7% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,900 (+5.39%)	$97,800 (+5.39%)
2025	$2,717.00 (+21.67%) Homeowner's exemption	$46,400	$92,800
2024	$2,233.00
2023		$35,400	$70,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1408 Downey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1408 Downey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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