1408 Commerce Ave, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1408 Commerce Ave, Chesapeake, VA 23324

Property Summary

Property TypeQuadplex
Details3,306 sqft · built 1966
Lot Size0.215 acres (9,365 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Apr 2004)
Tax Bill$2,389 (2025)
Deeds & MortgagesSep 2013 Mortgage
APN1340000003710

Property Details

APN / Parcel Number

Primary APN1340000003710

Interior

Stories20 Stories
Building Area3,306 sqft Total Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleQuadruplex
Exterior MaterialBrick Veneer
Lot Area9,365 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
PorchPorch
Porch Area50 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1408 COMMERCE AVE
CityCHESAPEAKE
StateVA
Zip23324-3273
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeMULTI: MUL
Legal Description80-81-82 HOYE
Legal SubdivisionSOUTH NORFOLK - COMMERCIAL
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2011
Census Tract20200

Owner

1408 Commerce Ave, a quadplex, is owned by an individual who bought it in April 2004.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1408 COMMERCE AVE, 3, CHESAPEAKE, VA 23324-3273
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2004 · Amount on File
Deed SaleApr 13, 2004 · Amount on File
Deed Book / Page5371 / 248
Record UpdatedOct 29, 2026

September 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1408 COMMERCE AVE, CHESAPEAKE, VA 23324-3273
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009224/502
DateSep 27, 2013
Book Page9224/502
Lender
NameAMERICAN NATIONWIDE MORTG
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2043
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1408 Commerce Ave was $2,389.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,300 (+10.06%) Land $64,500 Building $195,800$260,300 (+10.06%) Land $64,500 Building $195,800
2025$2,389.00$236,500 Land $64,500 Building $172,000$236,500 Land $64,500 Building $172,000
2023$269,600 (-) Land $64,500 Building $205,100$269,600 (-) Land $64,500 Building $205,100
2022$269,600 Land $66,000 Building $203,600$269,600 Land $66,000 Building $203,600
2019$2,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1408 Commerce Ave; there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1408 Commerce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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