1408 Co Rd 48, Howard, CO 81233 Property Records

Fremont County property record for 1408 Co Rd 48, Howard, CO 81233

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,333 sqft · built 2017
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,435 (2025)
Deeds & Mortgages	Apr 2024 Transfer Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R027129`

Property Details

APN / Parcel Number

Primary APN	`R027129`
Alternative APN	`78003450`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,333 sqft Living Area
Gross Area	2,733 sqft
1st Floor Area	1,745 sqft
Basement Area	588 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Other
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R027129
Street Address	1408 COUNTY ROAD 48
City	HOWARD
State	CO
Zip	81233-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT TR OF LD LOC IN TH E SW4SW4 OF SEC 10-48-10 DESC AS FOLLS: BEG AT THE SW COR OF SD SEC 10 BEING MARKED BY A 3 1/4 BUREAU OF LD MANAGEMENT BRASS CAP; TH N 68 DEG 2740E, A DIST OF 625.57 FT; TH N 54 DEG 0403W, A DIST OF 150.25 T FT; TH N 31 DE
Legal Range	10
Legal Township	48
Legal Section	10
Legal Subdivision	M & B OR UNKNOWN
Legal Tract	OF
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	1
Census Block	1014
Census Tract	979001

Owner

1408 Co Rd 48 is owned by two individuals who acquired it in February 2021.

Source: Fremont County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15274 S SWISS RD, PINE, CO 80470-9217
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 4, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 2, 2018	Deed of Trust, Mortgage · VA Mortgage V I P MORTGAGE INC
Mar 4, 2021	Intrafamily Transfer, Transfer · VA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 15, 2021
Transfer Doc	0000997615
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREMONT CO
Recording Date	Apr 30, 2024
Property Address	1408 COUNTY ROAD 48, HOWARD, CO 81233-9602
Document Number	0001036198
Instrument Date	Apr 5, 2024
Instrument	1036198
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 COUNTY ROAD 48, HOWARD, CO 81233-9602

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREMONT CO
Recording Date	Oct 4, 2023
Property Address	1408 COUNTY ROAD 48, HOWARD, CO 81233-9602
Document Number	0001031142
Instrument Date	Sep 29, 2023
Instrument	1031142
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4025 IVY BLUFF TRL, WINSTON SALEM, NC 27106-2585

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	1408 COUNTY ROAD 48, HOWARD, CO 81233-9602
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000957679
Date	Jan 2, 2018
Instrument	957679

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREMONT CO
Recording Date	Mar 4, 2021
Property Address	1408 COUNTY ROAD 48, HOWARD, CO 81233-9602
Document Number	0000997615
Instrument Date	Feb 15, 2021
Instrument	997615
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 48, HOWARD, CO 81233

Mortgage

Document Number	0000997616
Date	Mar 4, 2021
Instrument	997616

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1408 Co Rd 48 was $2,435, up 28.7% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,435.00 (+28.7%)	$46,358 (+3.95%)	$741,716
2024	$1,892.00 (-1.61%)	$44,598 (+17.06%)
2023	$1,923.00 (+10.84%)	$38,099 (+5.3%)	$665,637 (+27.86%)
2022	$1,735.00	$36,181	$520,584

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1408 Co Rd 48 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Co Rd 48 is high, ranking above 81% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 84% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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