1408 Charles St, Norman, OK 73069 Property Records

Cleveland County property record for 1408 Charles St, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,317 sqft · built 1970
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$116,000 (Dec 2006)
Tax Bill	$1,674 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0051543`

Property Details

APN / Parcel Number

Primary APN	`R0051543`
Alternative APNs	`NC29WODW3 10 25001` `51543`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,317 sqft Living Area
Gross Area	1,797 sqft
1st Floor Area	1,317 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	480 sqft
Porch	Porch
Porch Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	51543
Street Address	1408 CHARLES ST
City	NORMAN
State	OK
Zip	73069-7441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODSLAWN 3 LOT 25 BLK 10
Legal Range	03W
Legal Township	09
Legal Section	25
Legal Subdivision	WOODSLAWN 3
Legal Block	10
Legal Lot Number	25
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1010
Census Tract	200900

Owner

1408 Charles St is owned by a company that acquired it in June 2021.

Source: Cleveland County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	1408 CHARLES ST, NORMAN, OK 73069-7441
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage 1ST CAPITAL MORTGAGE LLC
Jun 30, 2021	Quit Claim Deed, Transfer NOT AVAILABLE, MULTIPLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2006 · Amount on File
Deed Sale	Dec 18, 2006 · Amount on File
Deed Document Number	200655210
Deed Book / Page	4277 / 212
Last Transfer Date	Jun 25, 2021
Transfer Doc	R202127562
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	1408 CHARLES ST, NORMAN, OK 73069-7441
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202331656
Date	Nov 20, 2023
Book Page	6609/823
Instrument	R 2023 31656

Lender

Name	ARVEST BANK
Type	Bank
Address	NORMAN, OK 73069

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Nov 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jun 30, 2021
Property Address	1408 CHARLES ST, NORMAN, OK 73069-7441
Document Number	R202127560
Book / Page	6270 / 1
Instrument Date	Jun 26, 2021
Instrument	R 2021 27560
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1408 CHARLES ST, NORMAN, OK 73069-7441

Mortgage

Document Number	R202127561
Date	Jun 30, 2021
Instrument	R 2021 27561

Lender

Name	1ST CAPITAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jun 30, 2021
Property Address	1408 CHARLES ST, NORMAN, OK 73069-7441
Document Number	R202127562
Book / Page	6270 / 17
Instrument Date	Jun 25, 2021
Instrument	R 2021 27562
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 CHARLES ST, NORMAN, OK 73069-7441

Tax Assessment & Valuation

The 2025 property tax bill for 1408 Charles St was $1,674.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,674.00	$13,959 Land $3,519 Building $10,440	$165,992 Land $41,845 Building $124,147
2023	$1,521.00	$12,662 Land $2,929 Building $9,733	$152,617 Land $35,311 Building $117,306

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1408 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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