1408 Chambers Ct, Laredo, TX 78046 Property Records

Webb County property record for 1408 Chambers Ct, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,322 sqft · built 2006
Lot Size	0.144 acres (6,285 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Jul 2014)
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Sep 2025 Construction Loan Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`929-80002-470`

Property Details

APN / Parcel Number

Primary APN	`929-80002-470`
Alternative APN	`321347`

Interior

Stories	1 Story
Building Area	2,410 sqft Living Area
1st Floor Area	2,410 sqft
Utility Area	72 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,285 sqft (0.144 acres)
Porch	Open Porch
Porch Area	430 sqft

Location & Zoning

Street Address	1408 CHAMBERS CT
City	LAREDO
State	TX
Zip	78046-5195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAGO DEL VALLE, BLOCK 2, LOT 47, PHASE I
Legal Subdivision	LAGO DEL VALLE
Legal Phase	I
Legal Block	2
Legal Lot Number	47
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

Source: Webb County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1408 CHAMBERS CT, LAREDO, TX 78046-5195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Construction Mortgage INTERNATIONAL BANK OF COMMERCE
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2014 · Amount on Record
Deed Sale	Jul 21, 2014 · Amount on Record
Prior Sale	Aug 10, 2006 · Amount on Record
Deed Document Number	20141207358
Deed Book / Page	3648 / 689
Prior Transfer Date	Aug 4, 2006
Prior Transfer Doc	002158/122
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1408 CHAMBERS CT, LAREDO, TX 78046-5195
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005910/555
Date	Sep 24, 2025
Book Page	5910/555
Instrument	1568676

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	8998 RESEARCH BLVD, AUSTIN, TX 78758

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1408 CHAMBERS CT, LAREDO, TX 78046-5195
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 CHAMBERS CT, LAREDO, TX 78046-5195

Mortgage

Document Number	5111/496
Date	Sep 16, 2021
Book Page	5111/496
Instrument	1442182

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,999 (-35.43%) Land $59,834 Building $68,165	$127,999 (-35.43%) Land $59,834 Building $68,165
2025	$1,003.00 (-25.26%) Homeowner's exemption	$198,246 (+6.09%) Land $59,834 Building $138,412	$198,246 (+6.09%) Land $59,834 Building $138,412
2024	$1,342.00 (+11.18%)
2023		$186,873 Land $56,440 Building $130,433	$186,873 Land $56,440 Building $130,433
2022	$1,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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