Cass County property record for 1408 Cedar Ridge Cir, Raymore, MO 64083
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,500 sqft · built 2002 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $669,823 (Jul 2026) |
| Tax Bill | $4,666 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04-20-000-000-002.010 |
| Primary APN | 04-04-20-000-000-002.010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,500 sqft Living Area |
| Gross Area | 4,358 sqft |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 1,208 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Multi-Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 250 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Heating System | HVAC |
|---|
| Account Number | 2326209 |
|---|---|
| Street Address | 1408 CEDAR RIDGE CIR |
| City | RAYMORE |
| State | MO |
| Zip | 64083-9090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR RIDGE LOT 9 ,3525/137 |
| Legal Subdivision | CEDAR RIDGE |
| Legal Lot Number | 9 |
| Jurisdiction | CASS MO |
| Township / Civil Division | RAYMORE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 60305 |
Source: Cass County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1408 CEDAR RIDGE CIR, RAYMORE, MO 64083-9090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Jan 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on Record |
| Deed Sale | Jul 9, 2026 · Amount on Record |
| Prior Sale | Jan 17, 2012 · Amount on Record |
| Deed Document Number | 2026787181 |
| Deed Book / Page | 5322 / 118 |
| Prior Transfer Date | Jan 9, 2012 |
| Prior Transfer Doc | 3525/137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Jul 9, 2026 |
| Property Address | 1408 CEDAR RIDGE CIR, RAYMORE, MO 64083-9090 |
| Document Number | 0000787181 |
| Book / Page | 5322 / 118 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026787181 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NATIONS TITLE, ALLIANCE NATIONAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1408 CEDAR RIDGE CIR, RAYMORE, MO 64083-9090 |
| Document Number | 0000787181, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 5323/85 |
| Instrument | 2026787181 |
| Name | COMMUNITYAMERICA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 1408 CEDAR RIDGE CIR, RAYMORE, MO 64083-9090 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1408 CEDAR RIDGE CIR, RAYMORE, MO 64083-9090 |
| Document Number | 4769/22 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 4769/22 |
| Instrument | 703270 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 1408 CEDAR RIDGE CIR, RAYMORE, MO 64083-9090 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 4336/043 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 4336/043 |
| Instrument | 640945 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 1408 CEDAR RIDGE CIR, RAYMORE, MO 64083-9090 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 4454/146 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 4454/146 |
| Instrument | 659105 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Cass County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Raymore City |
| Unified School District | Raymore-Peculiar R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,666.00 (+11.92%) | $57,820 (+12.84%) Land $9,730 Building $48,090 | $304,340 (+12.85%) Land $51,230 Building $253,110 |
| 2024 | $4,169.00 (+0.12%) | ||
| 2023 | $4,164.00 (+4,686.21%) | $51,240 (+11.13%) Land $8,850 Building $42,390 | $269,690 (+11.13%) Land $46,580 Building $223,110 |
| 2022 | $87.00 | $46,110 Land $8,850 Building $37,260 | |
| 2021 | $242,690 Land $46,580 Building $196,110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAYMORE PWS serves 21,517 people · EPA ID MO1010675 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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