1408 Captains Ct, Winter Park, FL 32792 Property Records

Seminole County property record for 1408 Captains Ct, Winter Park, FL 32792

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,054 sqft · built 1984
Lot Size0.342 acres (14,913 sqft)
OwnerIndividual Name on Record
Last Sale$246,500 (Jul 2016)
Tax Bill$3,073 (2025)
Deeds & MortgagesAug 2022 Second Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN26-21-30-507-0000-0480

Property Details

APN / Parcel Number

Primary APN26-21-30-507-0000-0480

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,054 sqft Living Area
1st Floor Area1,634 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area14,913 sqft
Garage Area420 sqft

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area6 sqft
Patio Area628 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1408 CAPTAINS CT
CityWINTER PARK
StateFL
Zip32792-6144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 48 HARBOUR RIDGE PB 26 PG 44
Legal Range30
Legal Township21
Legal Section26
Legal SubdivisionHARBOUR RIDGE
Legal Tract507
Legal Lot Number48
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2002
Census Tract22206

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1408 CAPTAINS CT, WINTER PARK, FL 32792-6144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NORTHWEST FCU
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2016 · Amount on Record
Deed SaleJul 7, 2016 · Amount on Record
Prior SaleJan 27, 2016 · Amount on Record
Deed Document Number2016069966
Deed Book / Page08721 / 1757
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1408 CAPTAINS CT, WINTER PARK, FL 32792-6144
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 CAPTAINS CT, WINTER PARK, FL 32792-6144

Mortgage

Document Number0103050381
DateAug 29, 2022
Book Page10305/381
Instrument2022098786
Lender
NameNORTHWEST FCU
TypeCredit Union
AddressHERNDON, VA 20170
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2042

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1408 CAPTAINS CT, WINTER PARK, FL 32792-6144
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 CAPTAINS CT, WINTER PARK, FL 32792-6144

Mortgage

Document Number0099841498
DateJul 12, 2021
Book Page9984/1498
Instrument2021091884
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,073.00 (+0.79%) Homeowner's exemption$258,049 (+5.99%)$440,212 (+4.83%) Land $90,000 Building $350,212
2023$3,049.00 (+2.66%) Homeowner's exemption$243,472 (+3%)$419,940 (+10.1%) Land $90,000 Building $329,940
2022$2,970.00 Homeowner's exemption$236,381$381,407 Land $75,000 Building $306,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims3 (2001–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35

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