1408 7th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1408 7th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,540 sqft · built 1912
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Dec 2021)
Tax Bill	$5,335 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-06-743-0591-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-743-0591-000`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,540 sqft Living Area
1st Floor Area	2,024 sqft
Basement Area	1,516 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	150 ft deep x 54 ft wide
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1408 7TH ST
City	PORT HURON
State	MI
Zip	48060-5985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 2 & N 4 FT LOT 3 BLK 45 WHITE PLAT
Legal Subdivision	WHITES PLATS
Legal Block	45
Legal Lot Number	2-3
Legal Unit	2,3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3011
Census Tract	624000

Owner

1408 7th St is owned by an individual who bought it in December 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	24212 NEECE AVE, TORRANCE, CA 90505-6522
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 7, 2021	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	Mar 15, 2005 · Amount on File
Deed Document Number	202134219
Deed Book / Page	5459 / 797
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1408 7TH ST, PORT HURON, MI 48060-5985
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST PREMIER TITLE AGENCY, FIRST PREMIER TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24212 NEECE AVE, TORRANCE, CA 90505-6522

Mortgage

Document Number	0005452111
Date	Nov 18, 2021
Book Page	5452/111
Instrument	2021032540

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 7, 2021
Property Address	1408 7TH ST, PORT HURON, MI 48060-5985
Document Number	0005459797
Book / Page	5459 / 797
Map Reference	LB B PG 14
Instrument Date	Nov 5, 2021
Instrument	2021034219
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2525 LAPEER AVE, 2525, PORT HURON, MI 48060-2560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24212 NEECE AVE, TORRANCE, CA 90505-6522

Tax Assessment & Valuation

The 2025 property tax bill for 1408 7th St was $5,335, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,100 (+7.92%)	$226,200
2025	$5,335.00 (+2.75%)	$104,800
2024	$5,192.00		$209,600
2023		$88,300
2022	$4,998.00		$176,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1408 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Duke Broadband, T-Mobile, Verizon.

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