1408 3rd St NE, Staples, MN 56479 Property Records

Wadena County property record for 1408 3rd St NE, Staples, MN 56479

Property Summary

Property Type	Single Family Home
Details	624 sqft · built 2004
Lot Size	0.344 acres (14,996 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Dec 2021)
Tax Bill	$634 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2011 Mortgage + 3 more
APN	`20-300-0045`

Property Details

APN / Parcel Number

Primary APN	`20-300-0045`

Interior

Stories	1 Story
Building Area	624 sqft Living Area
Basement Area	624 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	14,996 sqft (0.344 acres)
Porch	Slab
Porch Area	12 sqft
Deck Area	64 sqft

Location & Zoning

Street Address	1408 3RD ST NE
City	STAPLES
State	MN
Zip	56479-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VETSCH'S ADDITION COMM AT A POINT ON THE SW CORNER OF BLK 3 VETSCH'S ADDTN;THN RUNNING DUE E ALNG THE S EDGE OF SAID BLK 3 15
Legal Subdivision	VETSCH'S ADDITION
Legal Block	3
Jurisdiction	WADENA MN
Township / Civil Division	STAPLES
Census Block Group	3
Census Block	3043
Census Tract	480200

Owner

Source: Wadena County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1408 3RD ST NE, STAPLES, MN 56479-3222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN BANK & TRUST
Jun 27, 2011	Deed of Trust, Mortgage · Conventional Mortgage MID MINNESOTA FCU
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage WINGS FCU
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage WINGS FCU
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Deed Document Number	2021260306
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	1408 3RD ST NE, STAPLES, MN 56479-3222
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000260496
Date	Dec 28, 2021
Instrument	260496

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	1408 3RD ST NE, STAPLES, MN 56479-3222
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230510
Date	Jun 27, 2011
Instrument	230510

Lender

Name	MID MINNESOTA FCU
Address	BAXTER, MN 56425

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2016

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WADENA MN
Recording Date	Jan 4, 2022
Property Address	1408 3RD ST NE, STAPLES, MN 56479-3222
Document Number	0000260537
Instrument Date	Dec 30, 2021
Instrument	260537
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ELITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1408 3RD ST NE, STAPLES, MN 56479-3222

Mortgage

Document Number	0000260538
Date	Jan 4, 2022
Instrument	260538

Lender

Name	WINGS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WADENA MN
Recording Date	Jan 4, 2022
Property Address	1408 3RD ST NE, STAPLES, MN 56479-3222
Document Number	0000260537
Instrument Date	Dec 30, 2021
Instrument	260537
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	EIT TITLE, ELITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1408 3RD ST NE, STAPLES, MN 56479-3222

Mortgage

Document Number	0000260538
Date	Jan 4, 2022
Instrument	260538

Lender

Name	WINGS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WADENA MN
Recording Date	Dec 6, 2021
Property Address	1408 3RD ST NE, STAPLES, MN 56479-3222
Document Number	0000260306
Instrument Date	Dec 3, 2021
Instrument	260306
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11870 COUNTY ROAD 30, STAPLES, MN 56479-2168

Mortgage

Document Number	0000260307
Date	Dec 6, 2021
Instrument	260307

Lender

Name	FIRST WESTERN BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wadena County assessment roll, as of September 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
Municipality	Staples City
Unified School District	Staples-Motley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$634.00 (+12.01%)
2025		$67,400 (-0.88%) Land $11,300 Building $56,100	$67,400 (-0.88%) Land $11,300 Building $56,100
2023	$566.00 Homeowner's exemption	$68,000 Land $8,400 Building $59,600	$68,000 Land $8,400 Building $59,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Staples serves 3,089 people · EPA ID MN1770011
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: CTC, West Central Telephone Association.

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