1408 12th Ave, Eldora, IA 50627 Property Records

Hardin County property record for 1408 12th Ave, Eldora, IA 50627

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,655 sqft · built 1923
Lot Size	0.194 acres (8,448 sqft)
Owner	Individual Name on Record
Tax Bill	$1,822 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`871907281008`

Property Details

APN / Parcel Number

Primary APN	`871907281008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
1st Floor Area	957 sqft
Basement Area	957 sqft
Unfinished Basement	957 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,448 sqft (0.194 acres)
Lot Dimensions	132 ft deep x 64 ft wide
Porch	Porch
Porch Area	370 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1408 12TH AVE
City	ELDORA
State	IA
Zip	50627-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 5, ORIGINAL TOWN, ELDORA BLOCK 5 LOT 5 & S4' N/ADJ
Legal Block	5
Legal Lot Number	5
Jurisdiction	HARDIN IA
Township / Civil Division	ELDORA
Census Block Group	3
Census Block	3029
Census Tract	480600

Owner

Source: Hardin County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1408 12TH AVE, ELDORA, IA 50627-1645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN IA
Property Address	1408 12TH AVE, ELDORA, IA 50627-1645
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 12TH AVE, ELDORA, IA 50627-1645

Mortgage

Document Number	02026/0198
Date	Jan 23, 2026
Book Page	2026/0198
Instrument	20260198

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN IA
Property Address	1408 12TH AVE, ELDORA, IA 50627-1645
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 12TH AVE, ELDORA, IA 50627-1645

Mortgage

Document Number	02026/0724
Date	Mar 30, 2026
Book Page	2026/0724
Instrument	20260724

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hardin County
Municipality	Eldora City
Unified School District	Eldora-New Providence Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,822.00 Homeowner's exemption	$102,080 (+21.35%) Land $3,200 Building $98,880	$102,080 (+21.35%) Land $3,200 Building $98,880
2024	$1,822.00 (+4.11%)
2023		$84,120 (+13.08%) Land $3,200 Building $80,920	$84,120 (+13.08%) Land $3,200 Building $80,920
2022	$1,750.00 Homeowner's exemption	$74,390 Land $3,200 Building $71,190
2021			$74,390 Land $3,200 Building $71,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORA WATER SUPPLY serves 2,664 people · EPA ID IA4236005
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heart of Iowa Communications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink.

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