1408 12th Ave, Bloomer, WI 54724 Property Records

Chippewa County property record for 1408 12th Ave, Bloomer, WI 54724

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$124,900 (Oct 2021)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`23009-0544-6244-0104`

Property Details

APN / Parcel Number

Primary APN	`23009-0544-6244-0104`
Alternative APN	`206 0006`

Location & Zoning

Account Number	206 0006
Street Address	1408 12TH AVE
City	BLOOMER
State	WI
Zip	54724-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMODT ADD ASSESSOR'S PLAT LOT 4 & E 2' OF LOT 5 BLK 1
Legal Range	09W
Legal Township	30N
Legal Section	05
Legal Subdivision	AMODT ADD ASSESSOR'S PLAT
Legal Block	1
Legal Lot Number	4-5
Jurisdiction	CHIPPEWA WI
Township / Civil Division	BLOOMER
Census Block Group	5
Census Block	5013
Census Tract	11200

Owner

1408 12th Ave is owned and occupied by an individual who bought it in October 2021.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1408 12TH AVE, BLOOMER, WI 54724-1313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit ROYAL CREDIT UNION
Oct 19, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LUMINATE HOME LOANS
Oct 19, 2021	Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	May 28, 2010 · Amount on File
Deed Document Number	924696
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	1408 12TH AVE, BLOOMER, WI 54724-1313
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000967260
Date	Feb 4, 2026
Instrument	967260

Lender

Name	ROYAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 30, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	1408 12TH AVE, BLOOMER, WI 54724-1313
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000924698
Date	Oct 19, 2021
Instrument	924698

Lender

Name	LUMINATE HOME LOANS

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Oct 19, 2021
Property Address	1408 12TH AVE, BLOOMER, WI 54724-1313
Document Number	0000924696
Instrument Date	Sep 16, 2021
Instrument	924696
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1408 12TH AVE, BLOOMER, WI 54724-1313
Investor	Possibly a Property Investor

Mortgage

Document Number	0000924697
Date	Oct 19, 2021
Instrument	924697

Lender

Name	LUMINATE HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1408 12th Ave was $1,667 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Bloomer City
Unified School District	Bloomer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,667.00 Homeowner's exemption	$126,000 Land $12,600 Building $113,400	$175,100
2023	$1,418.00 Homeowner's exemption	$126,000 Land $12,600 Building $113,400	$151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 12th Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–1986)
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1408 12th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMER WATERWORKS serves 3,680 people · EPA ID WI6090448
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bloomer Telephone Company Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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